The Luck of Gerard Ridgeley. Mitford Bertram

put something into it? It would give you a share – make you a kind of partner, don’t you see?”

      “But I haven’t got anything to put into it except the mere trifle I brought out with me.”

      “Wouldn’t the people at home invest something for you, eh? It would pay them and – you – a thundering rate of interest, and give you a share in the concern besides.”

      But Gerard was able completely to disabuse Anstey’s mind of any illusions on that head. “The people at home” had done all they could in scraping together enough for Gerard’s passage and outfit, together with a few pounds to start him on landing. There was not the faintest chance of them doing anything further.

      “How much did you bring out with you?” pursued Anstey.

      Gerard was able to inform him he had brought out about thirty pounds; but what with travelling and other expenses he had not much more than twenty-five at his disposal – a mere trifle.

      “A mere trifle indeed,” rejoined Anstey. “But then we all have to start upon trifles. Now, why not put that twenty-five pounds into this concern? You would get interest on it, and it would have the additional advantage of being, so to speak, under your own eye instead of lying idle at the bank. I should strongly recommend you to invest it in this. But think it well over first.”

      And Gerard, after thinking it over, resolved to follow his relative’s advice, and invested his twenty-five pounds accordingly.

      He had now been three months with Anstey, and the latter had kept him pretty well with his nose to the grindstone, discouraging especially any desire to visit Maritzburg. He had far better stick to business, he said. Knocking around the city might be good enough fun for fellows with plenty of coin, but one with scarcely any was very likely to get rid of what little he had. Of Harry Maitland, Gerard had hardly heard since they parted. He had received one letter stating that the writer had found a lot of friends through his letters of introduction, among whom he was having a right good time. He would ride over some day and see him. But that day never came. Harry was not going to take the trouble to hunt up a fellow who had become what he superciliously termed a mere counter-jumper. So Gerard just plodded on, determined to stick to what was a certainty as long as possible in spite of everything, the “everything” being mainly a certain change which he thought to have detected of late in his employer’s behaviour towards him – a change not for the better.

      But just at this time there befell him an adventure which was destined to affect materially his after destinies, and that in more ways than one.

      Chapter Seven.

      Sobuza, the Zulu

      The river Umgeni, at Howick, a point about twelve or fourteen miles west of Maritzburg, hurls itself over a sheer cliff, making a truly magnificent waterfall some hundreds of feet high. So sudden and unlooked-for is the drop that, crossing by the drift a little above the fall, the appearance of the river and the lay of the country would lead the casual visitor to expect nothing very wonderful. Yet, as a matter of fact, viewed from the opposite side of the great basin into which it hurls itself bodily, the Umgeni Fall is one of the grandest sights of its kind.

      Now, it happened one morning that Gerard Ridgeley, riding through the above-mentioned drift, found his attention attracted by an extraordinary sound, a sort of loud, long-drawn, gasping cry, as though an appeal for help; and it seemed to come from the river. His first impulse was to rein in his steed, but his own position was not quite free from risk, for the river was in a somewhat swollen condition and the drift dangerous. So he plunged on, and, having gained the opposite bank, he halted his panting and dripping horse and sat listening intently.

      Yes, there it was again, and, oh, Heavens! it came from below the drift. Some one was in the water and in another minute would be over the fall.

      With lash and spur he urged his horse along the bank. The broad current swept downward swift and strong. He could see the turbid water creaming into foam where it sped in resistless rapids around two or three rock islets, and then curled over the frightful brink, and between himself and the brink, speeding swiftly towards it, swept helplessly onward by the force of the flood, was a round dark object – a man’s head.

      It was the head of a native. Gerard could even make out the shiny black ring which crowned it. But native or white man, here was a fellow-creature being whirled down to a most horrible death right before his eyes. Again that wild harsh cry for help rang out above the seething hiss of the flood and the dull roar of the cataract below, but shorter, more gaspingly. The man was nearly exhausted. He was swimming curiously too. It seemed as if he was treading water; then his head would sink half under, as though something were dragging him down. Gerard had heard there were crocodiles in the Umgeni. Could it be that the unfortunate man had been seized by one of these? The thought was a terrible one; but he could not see the man perish. In a trice he had kicked off his boots and thrown off his coat, and urging his horse into the river till the depth of the water swept the animal off its legs, he threw himself from its back, for it had become unmanageable with fright, and struck out for the drowning man.

      The latter was about thirty yards below him, and hardly thrice that distance from the brink. Gerard was a bold and powerful swimmer, and with the aid of the current was beside him in a moment. But what to do next? The upper part of the man’s body was entirely naked. There was nothing to lay hold of him by. But the cool self-possession of the savage met him halfway. The latter gasped out a word or two in his own language and held out his arm. Gerard seized it firmly below the shoulder, and, using no more effort than was just necessary for the other’s support, he husbanded his strength for the final struggle.

      Now, all this had taken place in a mere moment of time. It would take no more than that to decide their fate. And this seemed sealed.

      For all his hard condition and desperate pluck, Gerard felt strength and nerve alike well-nigh fail him. The native was a fearful weight, heavier even than one of his size ought to be, and he was not a small man. They were now in the roar and swirl of the rapids. Once or twice Gerard’s foot touched ground, only to be swept off again resistlessly, remorselessly. Several times he thought he must relax his grasp and leave the other to his fate. He could see the smooth glitter of the glassy hump where the river curled over the brink; could feel the vibration of the appalling boom on the rocks below. In a second he – both of them – would be crashed down on to those rocks, a thousand shapeless fragments, unless, that is, he could secure a footing upon the spit of stony islet in front.

      A yard more will do it. No. The current, split into two, swirls past the obstruction with a perfectly resistless force. He is swept out again as his fingers come within an inch of grasping a projecting stone. Then he – both of them – are whirled over and over in the surging boil of the rapids – the brink is in front – space.

      Then it seems to Gerard that he is upholding the weight of the whole world. For a most wonderful thing has happened. The native is perfectly stationary – still as though anchored – in the resistless velocity of the current, and now it seems to be his turn to support his would-be rescuer. For the latter’s legs are actually hanging forth over the fearful abyss, and but for the firm grip – now of both hands – which he has upon the other’s arm, he would be shot out into space. The roar and vibration of the mighty fall is bewildering, maddening – the crash upon the rocks, the spuming mist flying away into countless rainbows before his sight. He seems to live a lifetime in that one fearful moment. He must loose his hold and —

      “Here, mister! I’m going to throw you a reim. Can you catch it?”

      Gerard hardly dares so much as nod an affirmative. He sees as in a dream a couple of bearded faces on the bank above, the owner of one of which is swinging a long, noosed cord of twisted raw hide.

      “All right! Now – catch!”

      Swish! The noose flies out, then straightens. It falls on Gerard’s shoulder. Loosening one hand, he quickly passes it round his body. It is hauled taut.

      “Now – leave go the nigger. He’s all right. He’s anchored.”

      Instinctively Gerard obeys, and swings free. For a second he is hanging on the smooth, glassy, curling lip of the fall. Should