Don't Fall For It. Ben Carlson

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Название Don't Fall For It
Автор произведения Ben Carlson
Жанр Ценные бумаги, инвестиции
Серия
Издательство Ценные бумаги, инвестиции
Год выпуска 0
isbn 9781119605188



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      The most instructive, indeed the only method of learning to bear with dignity the vicissitude of fortune, is to recall the catastrophe of others.

      — Polybius

      In 2008, a self-employed handyman named Fred Haines was wandering around Wichita’s Dwight D. Eisenhower airport in search of a Nigerian man carrying two chests full of cold hard cash. After asking around and waiting for an hour or so he finally realized the $64 million inheritance he was promised in an email from Nigeria wasn’t walking off an airplane.

      Over a period from 2005 to 2008, Haines mortgaged his home three times in hopes that forking over six figures of cash would be enough to help him receive a seven-figure inheritance from Africa. It’s hard to believe the Nigerian Prince scam could be so effective but some people just want to believe these things could be true. Haines claims the first email he received did come off as some sort of joke or scam. Nevertheless, he was intrigued as the person on the other end of his correspondence promised Haines he was owed tens of millions of dollars of an inheritance that rightfully belonged to him. The scammers told Haines his money was being moved from country to country but they needed money along the way to grease the wheels of international law that were overseeing the movement of his funds.

      Then there was the email he received from Robert Mueller, Director of the FBI at the time, and a man who is now widely known for conducting an investigation of some sort on the 45th President of the United States. The subject line of this email read:

      Subject: Fred Haines, Code B-Dog

      The text showed a picture of Mueller in the top left-hand corner and was littered with grammatical errors. It read:

      I receive your email and for your good and successful of operation of your account, I will advise you to look for the fee and send to them you can see that your funds is available, and everything is clear no trick on it. Looks for some one [sic] and borrow then promise to pay in three days.

      You may be shocked to learn FBI Director Robert Mueller didn’t actually send an email to a man in Kansas about a secret inheritance from a Nigerian prince. This was, in fact, a fake. The problem was Haines had already gone too far to give up at that point, so he held out a glimmer of hope the money was still coming. “Those Nigerians know how to talk,” was his explanation for getting caught up in this fantasy. Luckily, Haines was able to recover $110,000 of what he lost in a settlement with Western Union, but others haven’t been so lucky.[1]

       The Airplane Game

      In the late-1980s a money-making scheme called the Airplane Game was invented and the rules were quite simple. All you had to do was hand over $1,500 and the game would, in turn, give you back $12,000. What a world, right?

      This idea spread quickly to other areas across