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was staying at the present time in his uncle’s house, during the delicious warmth of the summer,—for, as yet, the month of July was not all past; and his intimate friend, Adolphus Crosbie, who was or was not a mere clerk as my readers may choose to form their own opinions on that matter, was a guest in the house with him. I am inclined to say that Adolphus Crosbie was not a mere clerk; and I do not think that he would have been so called, even by Lily Dale, had he not given signs to her that he was a “swell.” Now a man in becoming a swell,—a swell of such an order as could possibly be known to Lily Dale,—must have ceased to be a mere clerk in that very process. And, moreover, Captain Dale would not have been Damon to any Pythias of whom it might fairly be said that he was a mere clerk. Nor could any mere clerk have got himself in either at the Beaufort or at Sebright’s. The evidence against that former assertion made by Lily Dale is very strong; but then the evidence as to her latter assertion is as strong, Mr Crosbie certainly was a swell. It is true that he was a clerk in the General Committee Office. But then, in the first place, the General Committee Office is situated in Whitehall; whereas poor John Eames was forced to travel daily from his lodgings in Burton Crescent, ever so far beyond Russell Square, to his dingy room in Somerset House. And Adolphus Crosbie, when very young, had been a private secretary, and had afterwards mounted up in his office to some quasi authority and senior-clerkship, bringing him in seven hundred a year, and giving him a status among assistant secretaries and the like, which even in an official point of view was something. But the triumphs of Adolphus Crosbie had been other than these. Not because he had been intimate with assistant secretaries, and was allowed in Whitehall a room to himself with an armchair, would he have been entitled to stand upon the rug at Sebright’s and speak while rich men listened,—rich men, and men also who had handles to their names! Adolphus Crosbie had done more than make minutes with discretion on the papers of the General Committee Office. He had set himself down before the gates of the city of fashion, and had taken them by storm; or, perhaps, to speak with more propriety, he had picked the locks and let himself in. In his walks of life he was somebody in London. A man at the West End who did not know who was Adolphus Crosbie knew nothing. I do not say that he was the intimate friend of many great men; but even great men acknowledged the acquaintance of Adolphus Crosbie, and he was to be seen in the drawing-rooms, or at any rate on the staircases, of Cabinet Ministers.

      Lilian Dale, dear Lily Dale—for my reader must know that she is to be very dear, and that my story will be nothing to him if he do not love Lily Dale—Lilian Dale had discovered that Mr Crosbie was a swell. But I am bound to say that Mr Crosbie did not habitually proclaim the fact in any offensive manner; nor in becoming a swell had he become altogether a bad fellow. It was not to be expected that a man who was petted at Sebright’s should carry himself in the Allington drawing-room as would Johnny Eames, who had never been petted by any one but his mother. And this fraction of a hero of ours had other advantages to back him, over and beyond those which fashion had given him. He was a tall, well-looking man, with pleasant eyes and an expressive mouth,—a man whom you would probably observe in whatever room you might meet him. And he knew how to talk, and had in him something which justified talking. He was no butterfly or dandy, who flew about in the world’s sun, warmed into prettiness by a sunbeam. Crosbie had his opinion on things,—on politics, on religion, on the philanthropic tendencies of the age, and had read something here and there as he formed his opinion. Perhaps he might have done better in the world had he not been placed so early in life in that Whitehall public office. There was that in him which might have earned better bread for him in an open profession.

      But in that matter of his bread the fate of Adolphus Crosbie had by this time been decided for him, and he had reconciled himself to fate that was now inexorable. Some very slight patrimony, a hundred a year or so, had fallen to his share. Beyond that he had his salary from his office, and nothing else; and on his income, thus made up, he had lived as a bachelor in London, enjoying all that London could give him as a man in moderately easy circumstances, and looking forward to no costly luxuries,—such as a wife, a house of his own, or a stable full of horses. Those which he did enjoy of the good things of the world would, if known to John Eames, have made him appear fabulously rich in the eyes of that brother clerk. His lodgings in Mount Street were elegant in their belongings. During three months of the season in London he called himself the master of a very neat hack. He was always well dressed, though never overdressed. At his clubs he could live on equal terms with men having ten times his income. He was not married. He had acknowledged to himself that he could not marry without money; and he would not marry for money. He had put aside from him, as not within his reach, the comforts of marriage. But— We will not, however, at the present moment inquire more curiously into the private life and circumstances of our new friend Adolphus Crosbie.

      After the sentence pronounced against him by Lilian, the two girls remained silent for awhile. Bell was, perhaps, a little angry with her sister. It was not often that she allowed herself to say much in praise of any gentleman; and, now that she had spoken a word or two in favour of Mr Crosbie, she felt herself to be rebuked by her sister for this unwonted enthusiasm. Lily was at work on a drawing, and in a minute or two had forgotten all about Mr Crosbie; but the injury remained on Bell’s mind and prompted her to go back to the subject. “I don’t like those slang words, Lily.”

      “What slang words?”

      “You know what you called Bernard’s friend.”

      “Oh; a swell. I fancy I do like slang. I think it’s awfully jolly to talk about things being jolly. Only that I was afraid of your nerves I should have called him stunning. It’s so slow, you know, to use nothing but words out of a dictionary.”

      “I don’t think it’s nice in talking of gentlemen.”

      “Isn’t it? Well, I’d like to be nice—if I knew how.”

      If she knew how! There is no knowing how, for a girl, in that matter. If nature and her mother have not done it for her, there is no hope for her on that head. I think I may say that nature and her mother had been sufficiently efficacious for Lilian Dale in this respect.

      “Mr Crosbie is, at any rate, a gentleman, and knows how to make himself pleasant. That was all that I meant. Mamma said a great deal more about him than I did.”

      “Mr Crosbie is an Apollo; and I always look upon Apollo as the greatest—you know what—that ever lived. I mustn’t say the word, because Apollo was a gentleman.”

      At this moment, while the name of the god was still on her lips, the high open window of the drawing-room was darkened, and Bernard entered, followed by Mr Crosbie.

      “Who is talking about Apollo?” said Captain Dale.

      The girls were both stricken dumb. How would it be with them if Mr Crosbie had heard himself spoken of in those last words of poor Lily’s? This was the rashness of which Bell was ever accusing her sister, and here was the result! But, in truth, Bernard had heard nothing more than the name, and Mr Crosbie, who had been behind him, had heard nothing.

      “‘As sweet and musical as bright Apollo’s lute, strung with his hair,’“ said Mr Crosbie, not meaning much by the quotation, but perceiving that the two girls had been in some way put out and silenced.

      “What very bad music it must have made,” said Lily; “unless, indeed, his hair was very different from ours.”

      “It was all sunbeams,” suggested Bernard. But by that time Apollo had served his turn, and the ladies welcomed their guests in the proper form.

      “Mamma is in the garden,” said Bell, with that hypocritical pretence so common with young ladies when young gentlemen call; as though they were aware that mamma was the object specially sought.

      “Picking peas, with a sun-bonnet on,” said Lily.

      “Let us by all means go and help her,” said Mr Crosbie; and then they issued out into the garden.

      The gardens of the Great House of Allington and those of the Small House open on to each other. A proper boundary of thick laurel hedge, and wide ditch, and of iron spikes guarding the ditch, there is between them; but over the wide ditch there is a foot-bridge, and at the bridge there