Mrs. Cliff's Yacht. Frank Richard Stockton

of which had been made under wise advice, and it had suddenly occurred to her to calculate how much richer she was to-day than she had been yesterday. When she appreciated the fact that the interest on her invested property had increased her wealth, since the previous morning, by some hundreds of dollars, it frightened her. She felt as if an irresistible flood of opulence was flowing in upon her, and she shuddered to think of the responsibility of directing it into its proper courses, and so preventing it from overwhelming her and sweeping her away.

      To-morrow there would be several hundred dollars more, and the next day more, and so on always, and what was she doing, or what had she planned to do, to give proper direction to these tidal waves of wealth? She had bought a new dish-pan and ordered a door repaired!

      To be sure, it was very soon to begin to think of the expenditure of her income, but it was a question which could not be postponed. The importance of it was increasing all the time. Every five minutes she was two dollars richer.

      For a moment she wished herself back in Paris or New York. There she might open some flood-gate which would give instant relief from the pressure of her affluence and allow her time to think; but what could she do in Plainton? At least, how should she begin to do anything?

      She got up and walked about the room. She was becoming annoyed, and even a little angry. She resented this intrusion of her wealth upon her. She wanted to rest quietly for a time, to enjoy her home and friends, and not be obliged to think of anything which it was incumbent upon her to do. From the bottom of her heart she wished that her possessions had all been solid gold, or in some form in which they could not increase, expand, or change in any way until she gave them leave. Then she would live for a week or two, as she used to live, without thought of increment or responsibilities, until she was ready to begin the life of a rich woman and to set in motion the currents of her exuberant income.

      But she could not change the state of affairs. The system of interest had been set in motion, and her income was flowing in upon her hour by hour, day by day, steadily and irresistibly, and her mind could not be at rest until she had done something—at least, planned something—which would not only prevent her from being overwhelmed and utterly discouraged, but which would enable her to float proudly, on this grand current of absolute power, over the material interests of the world.

      Mrs. Cliff was a woman of good sense. No matter how much money she might possess, she would have considered herself its unworthy possessor if she should spend any of it without proper value received. She might spend it foolishly, but she wanted the worth of her money. She would consider it a silly thing, for instance, to pay a thousand dollars for an India shawl, because few people wore India shawls, and she did not care for them; but if she had done so, she would have been greatly mortified if she found that she had paid too much, and that she might have bought as good a shawl for seven hundred and fifty dollars.

      Since she had been in that room and thinking about these things, enough interest had come to her to enable her to buy a good silver watch for some deserving person. Now, who was there to whom she could give a plain silver watch? Willy Croup would be glad to have it, but then it would be better to wait a few hours and give her a gold one.

      Now it was that Willy came into the room with a disappointed expression upon her countenance.

      "I was just coming in to tell you," she said, "that I was ready now to go up and help you open the trunks, but here comes that horrid Miss Shott, and dear knows how long she will stay!"

      Nancy Shott was the leading spinster of Plainton. In companies where there were married ladies she was sometimes obliged to take a second place, but never among maidens, old or young. There were very few subjects upon which Miss Shott had not an opinion; and whatever this opinion might be, she considered it her first duty in life to express it. As a rule, the expression was more agreeable to her than to others.

      When Mrs. Cliff heard that Miss Shott was approaching, she instantly forgot her wealth and all her perplexities concerning it. Miss Shott had not called upon her the previous evening, but she had not expected her, nor did she expect her now.

      On her previous visit to Plainton, Mrs. Cliff had been shamefully insulted by Miss Shott, who had accused her of extravagance, and, by implication, of dishonesty, and in return, the indignant widow had opened upon her such a volley of justifiable retaliation that Miss Shott, in great wrath, had retired from the house, followed, figuratively, by a small coin which she had brought as a present and which had been hurled after her.

      But Mrs. Cliff knew that her acrimonious neighbor could never be depended upon to do anything which might be expected of her, and she was not quite so much surprised as she was annoyed. Of course, she had known she must meet Nancy Shott, and she had intended to do nothing which would recall to the mind of any one that she remembered the disagreeable incident referred to, but she had not expected that the meeting would be in private.

      She knew that Nancy would do something decidedly unpleasant. If she had stayed away because she wanted a chance to re-open the previous quarrel, that would be bad enough; but if she had determined to drop all resentment and had come prepared to offer honey and sugar, and thus try to make a rich friend out of one she had considered as a poor enemy, that would be still more disagreeable. But by the time the visitor had entered the parlor, Mrs. Cliff had made up her mind to meet her as if nothing unpleasant had ever happened between them, and then to await the course of events. She was not at all pleased with the visit, but, notwithstanding this, she had great curiosity to know what Miss Shott had to say about the change in her circumstances.

      Nancy Shott was different from other people. She was capable of drawing the most astounding inferences and of coming to the most soul-irritating conclusions, even on subjects which could not be otherwise than pleasant to ordinary people.

      "How do you do?" said Miss Shott, offering her hand. "I am glad to see you back, Mrs. Cliff."

      Mrs. Cliff replied that she was quite well and was glad to be back.

      "You are not looking as hale as you did," said the visitor, as she seated herself; "you must have lost a good many pounds, but that was to be expected. From what I have heard, South America must be about as unhealthy a place as any part of the world, and then on top of that, living in Paris with water to drink which, I am told, is enough to make anybody sick to look at it, is bound to have some sort of an effect upon a person."

      Mrs. Cliff smiled. She was used to this sort of talk from Nancy Shott. "I am better than I was two years ago," she said, "and the last time I was weighed I found that I had gained seven pounds."

      "Well, there is no accounting for that," said her visitor, "except as we grow old we are bound to show it, and sometimes aging looks like bad health, and as to fat, that often comes as years go on, though as far as I am concerned, I think it is a great misfortune to have more to carry, as you get less and less able to carry it."

      Mrs. Cliff might have said that that sort of thing would not be likely to trouble Miss Shott, whose scantily furnished frame was sure to become thinner and thinner as she became older and weaker, but she merely smiled and waited to hear what would come next.

      "I do not want to worry you," said Miss Shott; "but several people that were here last night said you was not looking as they had hoped to see you look, and I will just say to you, if it is anything connected with your appetite, with a feeling of goneness in the mornings, you ought to buy a quassia cup and drink the full of it at least three times a day."

      Miss Shott knew that Mrs. Cliff absolutely detested the taste of quassia. Mrs. Cliff was not annoyed. She hoped that her visitor would soon get through with these prefatory remarks and begin to take the stand, whatever it might be, which she had come there that morning to take.

      "There has been sickness here since you last left," said Miss Shott, "and it has been where it was least to be expected, too. Barney Thompson's little boy, the second son, has had the diphtheria, and where he got it nobody knows, for it was vacation time, and he did not go to school, and there was no other diphtheria anywhere in all this town, and yet he had it and had it bad."

      "He did not die?" said Mrs. Cliff.

      "Oh no, he