The Letter of Credit. Warner Susan

and as being a matter of enjoyment to those engaged in it.

      He had several occasions for renewing his observations; for Mr. Southwode's condition of weakness detained him yet several days at the farm-house. He established for himself during this interval the character he had gained of a silent man; however, one afternoon he broke through his habit and spoke. It was the day before he intended to continue his journey. Rotha had gone to the field with her father, to have some fun in the hay; Mr. Southwode and Mrs. Carpenter sat together in the wide farmhouse hall. The day being very warm, they had come to the coolest place they could find. Mrs. Carpenter was busy with mending clothes; her guest for some time sat idly watching her; admiring, as he had done often already, the calm, sweet strength of this woman's face. What a beauty she must have been once, he thought; all the lines were finely drawn and delicate; and the soul that looked forth of them was refined by nature and purified by patience. Mr. Southwode had something to say to her this afternoon, and did not know how to begin.

      "Your husband seems to have a fine farm here," he remarked.

      "It is, I believe," Mrs. Carpenter answered, without lifting her eyes from her darning.

      "He took me over some of his ground this morning. He knows what to do with it, too. It is in good order."

      "It would be in good order, if my husband had his full strength."

      "Yes. I am sorry to see he has not."

      "Did he say anything to you about it?" the wife enquired presently, with a smothered apprehensiveness which touched her companion. He answered however indifferently in the negative.

      "I don't like his cough, though," he went on after a little interval.

      "Have you had advice for him?"

      There was a startled look of pain in the eyes which again met him, and the lips closed upon one another a little more firmly. They always had a firm though soft set, and the corners of the mouth told of long and patient endurance. Now the face told of another stab of pain, met and borne.

      "He would not call in anybody," she said faintly.

      That was not what Mr. Southwode had meant to talk about, though closely connected with the subject of his thoughts. He would try again.

      "I owe you a great debt of gratitude, Mrs. Carpenter," he said after a long enough pause had ensued, and beginning on another side. "I presume you have saved my life."

      "I am very glad we have been able to do anything," she said quietly.

      "There is no need of thanks."

      "But I must speak them, or I should not deserve to live. It astonishes me, how you should be so kind to an entire stranger."

      "That's why you needed it," she said with a pleasant smile.

      "Yes, yes, my need is one thing; that was plain enough; but if everybody took care of other people's needs – Why, you have done everything for me, night and day, Mrs. Carpenter. You have not spared yourself in the least; and I have given a deal of trouble."

      "I did not think it trouble," she said in the same way. "There is no need to say anything about it."

      "Excuse me; I must say something, or earn my own contempt. But what made you do all that for a person who was nothing to you? I do not understand that sort of thing, in such a degree."

      "Perhaps you do not put it the right way," she returned. "Anybody who is in trouble is something to me."

      "What, pray?" said he quickly.

      "My neighbour," – she said with that slight, pleasant smile again. "Don't you know the gospel rule is, to do to others what you would wish them to do to you?"

      "I never saw anybody before who observed that rule."

      "Didn't you? I am sorry for that. It is a pleasant rule to follow."

      "Pleasant!" her guest echoed. "Excuse me; you cannot mean that?"

      "I mean it, yes, certainly. And there is another thing, Mr. Southwode; I like to do whatever my Master gives me to do; and he gave you to me to take care of."

      "Did he?"

      "I think so."

      "You did it," said the stranger slowly. "Mrs. Carpenter, I am under very great obligations to you."

      "You are very welcome," she said simply.

      "You have done more for me than you know. I never saw what religion can be – what religion is – until I saw it in your house."

      She was silent now, and he was silent also, for some minutes; not knowing exactly how to go on. He felt instinctively that he must not offer money here. The people were poor unquestionably; at the same time they did not belong to the class that can take that sort of pay for service. He never thought of offering it. They were quite his equals.

      "Mr. Carpenter was so good as to tell me something of his affairs as we walked this morning," he began again. "I am sorry to hear that his land is heavily encumbered."

      "Yes!" Mrs. Carpenter said with a sigh, and a shadow crossing her face.

      "That sort of thing cannot be helped sometimes, but it is a bother, and it leads to more bother. Well! I should like to be looked upon as a friend, by you and your husband; but I shall be a friend a good way off. Mrs. Carpenter, do not be offended at my plain speaking; – I would say, that if ever you find yourself in difficulties and need a friend's help, I would like you to remember me, and deliver that letter according to the address."

      He handed her as he spoke a letter, sealed, and addressed to "Messrs. Bell & Buckingham, 46 Barclay St., New York." Mrs. Carpenter turned the letter over, in silent surprise; looked at the great red seal and read the direction.

      "Keep it safe," Mr. Southwode went on, "and use it if ever you have' occasion. Do not open it; for I shall not be at the place where it is to be delivered, and an open letter would not carry the same credit. With the letter, if ever you have occasion to make use of it, enclose a card with your address; that my agent may know where to find you."

      "You are very kind!" Mrs. Carpenter said in a little bewilderment; "but nothing of this kind is necessary."

      "I hope it may not be needed; however, I shall feel better, if you will promise me to do as I have said, if ever you do need it."

      Mrs. Carpenter gave the promise, and looked at the letter curiously as she put it away. Would the time ever come when she would be driven to use it? Such a time could not come, unless after the wreck of her home and her life happiness; never could come while her husband lived. If it came, what would matter then? But there was the letter; almost something uncanny; it looked like a messenger out of the unknown future.

      CHAPTER II.

      MOVING

      Mr. Southwode went away, his letter was locked up in a drawer, and both were soon forgotten. The little family he left had enough else to think of.

      As the warm weather turned to cold, it became more and more evident that the head of the family was not to be with it long. Mr. Carpenter was ill. Nevertheless, with failing strength, he continued to carry the burden that had been too much for him when well. He would not spare himself. The work must be done, he said, or the interest on the mortgages could not be paid. He wrought early and late, and saw to it that his hired people did their part; he wore himself out the quicker; but the interest on the mortgages was not paid, even so. Mrs. Carpenter saw just how things were going, saw it step by step, and was powerless to hinder.

      "They will foreclose!" Mr. Carpenter said with a half groan. It was late in the winter; towards spring; his health had failed rapidly of late; and it was no secret either to him or his wile that his weeks were numbered. They were sitting together one evening before the fire; he in his easy chair, and she beside him; but not holding each other's hands, not touching, nor looking at one another. Their blood was of a genuine New England course; and people of that kind, though they would die for one another, rarely exchange kisses. And besides, there are times when caresses cannot be borne; they mean too much. Perhaps this was such a time. Mrs. Carpenter sat staring into the fire, her brow drawn into fine wrinkles, which was with her a sign of uncommon perturbation.