The Letter of Credit. Warner Susan

was silent, clearing away the dishes and oyster shells with a good deal of decision and dissatisfaction revealed in her movements.

      "Everybody knows it, my child."

      "I do not mind everybody. I just mind him. He is different. Why is he different, mother?"

      "I suppose the difference you mean is, that he is a gentleman."

      "And what are we?" said Rotha, suddenly standing still to put the question.

      "We are respectable people," said her mother smiling.

      "Not gentlemen, of course; but what do you call us?"

      "If I could call you a Christian, Rotha, I should not care for anything else; at least I should not be concerned about it. Everything else would be right."

      "Being a Christian would not make any difference in what I am talking about."

      "I think it would; but I cannot talk to you about it, Ask Mr. Digby the next time he comes."

      "Ask him!" cried Rotha. "I guess I will! What makes you think he is coming again, mother?"

      "It would be like him."

      CHAPTER V.

      PRIVATE TUITION

      More days passed however, than either of them expected, before Mr. Digby came again. They were days of stern cold winter weather, in which it was sometimes difficult to keep their little rooms comfortable without burning more coal than Mrs. Carpenter thought she could afford. Rotha ran along the streets to the corner shop where she bought tea and sugar, not quite so well wrapped up but that she found a quick pace useful to protect her from the cold; and Mrs. Carpenter wrought at her sewing sometimes with stiffened fingers.

      "Mother," said Rotha, one day, "I think it would be better to do without tea and have a little more fire."

      "I do not know how to get along without tea," Mrs. Carpenter said with a sigh.

      "But you are getting along without almost everything else."

      "We do very well yet," answered the mother patiently.

      "Do we?" said Rotha. "If this is what you call very well – Mother, you cannot live upon tea."

      "I feel as if I could not live without it."

      "Has Mr. Digby given you any money yet?"

      "The shirts are only just finished."

      "And what are you going to do now? But he'll pay you a good many dollars, won't he, mother? Twenty four, for twelve shirts. But there is eight to be paid for rent, I know, and that leaves only sixteen. And he can afford to pay the whole twenty four, just for a dozen shirts! Mother, I don't think some people have a right to be so rich, while others are so poor."

      "'The Lord maketh poor and maketh rich,'" – Mrs. Carpenter answered.

      "Why does he?"

      "Sometimes, I think, he wishes to teach his children to depend on him."

      "Couldn't they do it if they were rich?"

      "There is great danger they would not."

      "You would, mother."

      "Perhaps not. But I have always enough, Rotha."

      "Enough!" echoed Rotha. "Enough! when you haven't had a good dinner since – Mother, there he is again, I do believe!"

      And she had hardly time to remove the empty tea cup and, alas! empty plates, which testified to their meagre fare, when the knock came and Mr. Digby shewed himself. He explained that he had been out of town; made careful inquiries as to Mrs. Carpenter's health; paid for the shirts; and finally turned to Rotha.

      "How is my friend here doing?"

      "We always go on just the same way," said Rotha. But he could see that the girl was thin, and pale; and that just at an age when she was growing fast and needing abundant food, she was not getting it.

      "Ask Mr. Digby your question, Rotha," her mother said.

      "I do not want to ask him any questions," the girl answered defiantly.

      But Mrs. Carpenter went on.

      "Rotha wants to know what a gentleman is; and I was not able to discuss the point satisfactorily with her. I told her to ask you."

      Rotha did not ask, however, and there was silence.

      "Rotha is fond of asking questions," Mr. Digby observed.

      "What makes you think so?" she retorted.

      He smiled. "It is a very good habit – provided of course that the questions are properly put."

      "I like to ask mother questions," Rotha said, drawing in a little.

      "I have no doubt you would like to ask me questions, if you once got into the way of it. Habit is everything."

      "Not quite everything, in this," said Rotha. "There must be something before the habit."

      "Yes. There must be a beginning."

      "I meant something else."

      "Did you? May I ask, what did you mean?"

      "I mean a good deal," said Rotha. "Before one could get a habit like that, one must know that the person could answer the questions; and besides, that he would like to have them asked."

      "In my case I will pledge myself for the second qualification; about the first you must learn by experience. Suppose you try."

      His manner was so pleasant and well bred, and Rotha felt that she had gone so near the edge of politeness, she found it best for this time to comply.

      "I asked mother one day what is the meaning of a 'gentleman'; and I suppose she was too tired to talk to me, for she said I had better ask you."

      "O he did me honour."

      "Well, what is it then, Mr. Digby."

      "I should say, it is the counterpart to a 'lady.'"

      "But isn't everybody that is grown up, a 'lady'? – every woman, I mean?"

      "No more than every grown up man is a gentleman."

      Rotha stood looking at him, and the young man on his part regarded her with more attention than usual. He was suddenly touched with compassion for the girl. She stood, half doubtful, half proud, dimly conscious of her enormous ignorance, and with an inward monition of a whole world of knowledge to be acquired, yet beyond her reach; at the same time her look shewed capacity enough both to understand and to feel. Rotha was now nearly fourteen, with mental powers just opening and personal gifts just beginning to dawn. The child's complexion told of poor feeding and want of air and exercise; it was sallow, and her features were sharp; but her hair was beautiful in its lustrous, dark abundance; the eyes shewed the fire of native passion and intelligence; the mouth was finely cut and expressed half a dozen things in as many minutes. "Poor child!" thought the visiter; "what is to become of her, with all this latent power and possibility?"

      "A gentleman, Rotha," he said aloud, "may be defined as a person who in all manner of little things keeps the golden rule – does to everybody as he would be done by; and knows how."

      "In little things? Not in great things?"

      "One may do it in great things, and not be a gentleman in manner; though certainly in heart."

      "Then it is manner?"

      "Very much."

      "And a lady the same way?"

      "Of course."

      "What sort of little things?" said Rotha curiously.

      "A lady in the first place will be always careful and delicate about her own person and dress; it does not depend upon what she wears, but how she wears it; a lady might wear patches, but never could be untidy. Then, in all her moving, speaking, and acting, she will be gentle, quiet, and polite. And in her behaviour to others, she will give everybody the respect that is due, and never put herself forward. 'In honour preferring one another,' is the Bible rule, and it is the law of good breeding. And the Bible says, 'Honour all men;' and, 'Be courteous.' – Have I spoken