Ovington's Bank. Weyman Stanley John

to Aldersbury to revel in it. He trod the Cop and the High Street as if he walked on air. He moved amid the excitement like a young god. His nod was confidence, his smile a promise. A few months before he had doubted. He had viewed the rising current of speculation from without, and had had his misgivings. Now the stream had caught him, and if he ever reflected that there might be rocks ahead, he flattered himself that he would be among the first to take the alarm.

      The confidence which he owed to youth, the banker drew from a past of unvarying success. But the elder man did have his moments of mistrust. There were hours when he saw hazards in front, and the days on which he did not call for the Note Issues were few. But even he found it easier to go with the current, and once or twice, so high was his opinion of Arthur's abilities, he let himself be persuaded by him. Then the mere bustle was exhilarating. The door of the bank that never rested, the crowded counter, the incense of the streets, the whispers where he passed, all had their intoxicating effect. The power to put a hundred pounds into a man's pocket-who can abstain from, who is not flattered by, the use of this, who can at all times close his mouth? And often one thing leads to another, and advice is the prelude to a loan.

      It was above all when the railroad scheme was to the fore that the banker realized his importance. It was his, he had made it, and it was on its behalf that he was disposed to put his hand out farthest. The Board, upon Sir Charles's proposal-the fruit of a hint dropped by Ovington-had fixed the fourth market-day in April for the opening of the subscription list. Though the season was late, the farmers would be more or less at liberty; and as it happened the day turned out to be one of the few fine days of that spring. The sun, rarely seen of late, shone, the public curiosity was tickled, the town was full, men in the streets quoted the tea-kettle and explained the powers of steam; and Arthur, as he forged his way through the good-tempered, white-coated throng, felt to the full his importance.

      Near the door of the bank he met Purslow, and the draper seized his arm. "One moment, sir, excuse me," he whispered. "I've a little more I can spare at a pinch. What do you advise, Mr. Bourdillon?"

      Arthur knew that it was not in his province to advise, and he shook his head. "You must ask Mr. Ovington," he said.

      "And he that busy that he'll snap my nose off! And you're just from London. Come, Mr. Bourdillon, just for two or three hundred pounds. A good 'un! A real good 'un! I know you know one!"

      Arthur gave way. The man's wheedling tone, the sense of power, the ability to confer a favor were too much for him. He named the Antwerp Navigation Company. "But don't stop in too long," he added. And he snatched himself away, and hurried on, and many were those who found his frank eager face irresistible.

      As he ploughed his way through the crowd, his head on a level with the tallest, he seemed to be success itself. His careless greeting met everywhere a cheery answer, and more than one threw after him, "There goes the old Squire's nevvy! See him? He's a clever 'un if ever there was one!" They gave him credit for knowing mysteries dark to them, yet withal they owned a link with him. He too belonged to the land. A link with him and some pride in him.

      In the parlor where the Board met he had something of the same effect. Sir Charles and Acherley had taken their seats and were talking of county matters, their backs turned on their fellows. Wolley stood before the fire, glowering at them and resenting his exclusion. Grounds sat meekly on a chair within the door. But Arthur's appearance changed all. He had a word or a smile for each. He set Grounds at his ease, he had a joke for Sir Charles and Acherley, he joined Wolley before the fire. Ovington, who had left the room for a moment, noted the change, and his heart warmed to the Secretary. "He will do," he told himself, as he turned to the business of the meeting.

      "Come, Mr. Wolley, come, Mr. Grounds," he said, "pull up your chairs, if you please. It has struck twelve and the bank should be open to receive applications at half-past. I conveyed your invitation, gentlemen, to Mr. Purslow two days ago, and I am happy to tell you that he takes two hundred shares, so that over one-third of the capital will be subscribed before we go to the public. I suppose, gentlemen, you would wish him to take his seat at once?"

      Sir Charles and Acherley nodded, Wolley looked sullen but said nothing, Grounds submitted. Neither he nor Wolley was over-pleased at sharing with another the honor of sitting with the gentry. But it had to be done. "Bring him in, Bourdillon," Ovington said.

      Purslow, who was in waiting, slid into the room and took his seat, between pride and humility. "I have reason to believe, gentlemen," Ovington continued, "that the capital will be subscribed within twenty-four hours. It is for you to say how long the list shall remain open."

      "Not too long," said Sir Charles, sapiently.

      "Shall I say forty-eight hours? Agreed, gentlemen? Very good. Then a notice to that effect shall be posted outside the bank at once. Will you see to that, Bourdillon?"

      "And what of Mr. Griffin?" Wolley blurted out the question before Ovington could restrain him. The clothier was anxious to show Purslow that he was at home in his company.

      "To be sure," Ovington answered smoothly. "That is the only point, gentlemen, in which my expectations have not been borne out. The interview between Mr. Griffin and myself was disappointing, but I hoped to be able to tell you to-day that we were a little more forward. Mr. Wolley, however, has handed me a letter which he has received from Garth, and it is certainly-"

      "A d-d unpleasant letter," Wolley struck in. "The old Squire don't mince matters." He had predicted that his landlord would not come in, and he was pleased to see his opinion confirmed. "He says I'd better be careful, for if I and my fine railroad come to grief I need not look to him for time. By the Lord," with unction, "I know that, railroad or no railroad! He'd put me out as soon as look at me!"

      Sir Charles shuffled his papers uncomfortably. To hear a man like Wolley discuss his landlord shocked him-he felt it a kind of treason to listen to such talk. He feared-he feared more than ever-that the caustic old Squire was thinking him a fool for mixing himself up with this business. Good Heavens, if, after all, it ended in disaster!

      Acherley took it differently. He cared nothing for Griffin's opinion; he was in money difficulties and had passed far beyond that. He laughed. "Put you out? I'll swear he would! There's no fool like an old fool! But he won't have the chance."

      "No, I think not," Ovington said blandly. "But his attitude presents difficulties, and I am sure that our Chairman will agree with me that if we can meet his views, it will be worth some sacrifice."

      "Can't Arthur get round him?" Acherley suggested.

      "No," Arthur replied, smiling. "Perhaps if you-"

      "Will you see him, Mr. Acherley?"

      "Oh, I'll see him!" carelessly. "I don't say I shall persuade him."

      "Still, we shall have done what we can to meet his views," the banker replied. "If we fail we must fall back-on my part most reluctantly-on the compulsory clauses. But that is looking ahead, and we need not consider it at present. I don't think that there is anything else? It is close on the half-hour. Will you see, Bourdillon, if all is ready in the bank?"

      Arthur went out, leaving the door ajar. There came through the opening a murmur of voices and the noise of shuffling feet. Ovington turned over the papers before him. "In the event of the subscriptions exceeding the sum required, what day will suit you to allot? Thursday, Sir Charles?"

      "Friday would suit me better."

      "Friday be it then, if Mr. Acherley-good. On Friday at noon, gentlemen. Yes, Bourdillon?"

      Arthur did not sit down. He was smiling. "It's something of a sight," he said. "By Jove it is! I think you ought to see it."

      Ovington nodded, and they rose, some merely curious, others eager to show themselves in their new role of dignity. Arthur opened the door and stood aside. Beyond the door the cashier's desk with its green curtains formed a screen which masked their presence. Ovington separated the curtains, and Sir Charles and Acherley peeped between them. The others looked round the desk.

      The space devoted to the public was full. It hummed with low voices, but above the hum sharp sentences from time to time rang out. "Here, don't push! It's struck, Mr. Rodd! Hand 'em out!" Then, louder than these, a lusty voice bawled, "Here, get out o' my road! I want money