Underneath The Mistletoe Collection. Marguerite Kaye

wondered what on earth had come over her. There had been ample time in the short walk from Parliament Square over the North Bridge for her to change her mind, but she had not. Now here she was, in a secluded corner of the coffee room at the Waterloo Hotel, waiting while a complete stranger bribed one of the waiting staff to bring the pair of them something stronger than tea.

      She had surrendered her coat at the door, and her bonnet, too, for they were both wet with that soft, mist-like mizzle that was not quite rain, in which Edinburgh specialised. Her hair, which even on the best of days was reluctant to succumb to the curling iron, was today bundled up into a careless chignon at her nape, and no doubt by now straggling equally carelessly out of it. On a good day, she would tell herself it was chestnut in colour, for it was not red enough to rate auburn, and she was fairly certain there was no such thing as mahogany hair. Today, it was brown, plain and simple and the colour of her mood. At least her gown was one of her better ones. Navy blue worked with silver-grey stylised flowers formed into a linking pattern, the full skirts contrasted with the tightly fitted bodice, with its long narrow sleeves and shawl neck. The narrow belt showed off her slender waist; the crossover pleating at the neck was cut just low enough to allow a daring glimpse of bosom. It had been designed to be worn with a demure white blouse, but this morning Ainsley hadn’t been interested in looking demure. This morning she had not, however, intended to take off her coat. Now, she tugged self-consciously at the pleated shawl collar in an effort to pull it a little closer.

      She had been angry when she left the lawyer’s office, though she should not have been, but it seemed, despite all, that she’d not managed to lower her expectations quite enough. There had been a tiny modicum of hope left in her heart, and she’d been furious at herself for that. Hence the tears. Stupid tears. If Mr Innes Drummond had not seen those stupid tears, he’d more than likely have gone on his way and she wouldn’t be here. Instead, she’d be at home. Alone. Or in the company of yet another bailiff. And it wasn’t going to be her home for much longer. So she might as well be here. With a complete stranger. About to imbibe strong liquor, just like one of the loose women she’d claimed she would become.

      Not that that was so far-fetched either, given the state of things, except one thing she was absolutely sure about was that she had no talents whatsoever for that sort of thing. In fact, she had not even the skill to interest a man if he didn’t have to pay, if her husband was anything to go by.

      Ainsley sighed. Second to tears, she hated self-pity. Giving her collar a final twitch, she forced herself to relax. Mr Drummond was still conferring with the waiter, so she took the chance to study him. His hair, which was cut unfashionably short, was glossily black. He was a good-looking man; there was no doubt about it, with a clean-shaven jaw, and none of the side whiskers gentlemen preferred these days. A high forehead spoke of intelligence, and lines fanning out from his eyes and forming a deep groove from nose to mouth spoke of experience. He looked to be in his mid-thirties, perhaps five years older than herself. A confident man, and well dressed in his dark coat and trousers, his linen impeccably white. Judging by appearances, money was not one of his worries. But then, if one could have judged John by appearances, money had not been one of his worries either. Not that her husband had ever been at all worried by money—or the lack of. No, that was not true. Those sullen silences of his spoke volumes. And latterly, so, too, did his habit of simply disappearing when she challenged him.

      Ainsley sighed again, irked with herself. She was absolutely sick and tired of thinking about John. Across the room, Mr Drummond, having concluded his business with the waiter, glanced up and smiled at her. His eyes, under heavy dark brows, were a deep, vivid blue. She felt it then, what she had ignored before, a tug of something quite basic. Attraction. It made her stomach do a silly little flutter. It made her pulses skitter and it made her mouth dry, that smile of his, and the complicit look that accompanied it, as if the pair of them were in cahoots. It made her forget her anger at the injustice of her situation, and it reminded her that though she might well be a penniless widow with debts so terrifying they could not be counted, she was also a woman who had not known the touch of a man for a long time. And this man, this Mr Innes Drummond, who was seating himself opposite her, this man, she was pretty certain, would know exactly how to touch her.

      ‘So, ladies first.’

      Colour flooded her face. She stared at him blankly, horrified at the turn her mind had taken, praying that none of those shocking thoughts were visible on her countenance ‘I beg your pardon?’

      ‘Your tale of woe, Mrs McBrayne. You tell me yours, and then I’ll tell you mine, and we can decide which of us is worst off.’

      He had very long legs. They were stretched out to the side of the table that separated them. Well-made legs. Not at all spindly. And really rather broad shoulders. Well built, that was the phrase she was looking for. Athletic, even. And yes, his face and hands were rather tanned, as if he spent a deal of his life out of doors. ‘What is it you do?’ she asked. ‘I mean—do you—are you a resident here in Edinburgh? Only, you do have an accent, but I cannot place it.’

      Instead of taking offence, or pointing out that she had changed the subject, Innes Drummond gave a little shrug. ‘I’m originally from the Highlands, Argyll on the west coast, though I’ve lived in England most of my adult life. I’m an engineer, Mrs McBrayne.’

      ‘A practical man.’

      He smiled. ‘You approve.’

      ‘I do. It is none of my business, but—yes.’ She smiled back. ‘What do you build?’

      ‘Railway lines. Tunnels. Canals. Bridges and aqueducts. There is a very high demand for all these things, thanks to the steam locomotive. Though I don’t actually build the things myself, I design them. And even that— Business is very good, Mrs McBrayne. I am afraid I employ a rather large number of men to do most of the real work while I spend too much of my time in the boardroom, though I still like to think of myself as an engineer.’

      ‘A very successful one, by the sounds of it. I did not think that money could be an issue with you.’

      He gave her an enigmatic look before turning his attention to pouring them both a glass of whisky from the decanter that the waiter had deposited. ‘Slàinte!’ he said, touching her glass with his.

      ‘Slàinte!’ Ainsley took a sip. It was a good malt, peaty and smoky, warming. She took another sip.

      ‘I take it, then, that money is an issue for you,’ Innes Drummond said.

      She nodded. He waited, watching her, turning his glass round and round in his hand. One of the many things she’d learned from her marriage had been how to keep her own counsel—and how to keep her own secrets. Her failures, and the trusting, timid nature that had contributed to them, made her ashamed. She confided in no one, not even Felicity, and Felicity was the best friend she had. But confiding in this stranger, what harm could it do? Whatever had brought him to Edinburgh, he wasn’t likely to be stopping long. If—however—he judged her, she’d be spared the pain of seeing it. Who knew, perhaps articulating her problems might even help her see a path to resolving them.

      Catching sight of her wedding band, Ainsley tucked her left hand into the folds of her gown. ‘It is money,’ she said, ‘it comes down to money, and though I tell myself it’s not fair, for I did not spend the money, I know at heart it’s just as much my fault as his.’

      * * *

      Mrs McBrayne took another sip of whisky. ‘Dutch courage,’ she said, recklessly finishing the amber liquid and replacing the glass on the table before straightening her back and taking an audible breath. Innes wondered what on earth was to come, and wondered if he should stop her confidences, but dismissed this idea immediately. She was steeling herself, which meant she wanted to talk. Besides, he was interested, and it was good to have his mind concentrate on someone else’s woes rather than his own for a while. He took a cautious sip of his own whisky and waited.

      ‘I will need to go back a bit,’ she said. ‘Are you sure you want to hear this?’ When he nodded, she smiled an on-your-head-be-it kind of smile. ‘So,’ she said, ‘I met my husband, John McBrayne, when I was twenty. Nearly