Rich Dad's CASHFLOW Quadrant. Robert T. Kiyosaki

Dad has brought millions of new friends from all over the world.

      Their kind words and friendship—and their amazing stories of perseverance, passion, and success in applying the Rich Dad principles to their lives—inspired me to write this book:

       Rich Dad’s CASHFLOW

       Quadrant Guide to Financial Freedom

      So to my friends, old and new, for their enthusiastic support beyond my wildest dreams, I say thank you.

      CONTENTS

       INTRODUCTION

Which Quadrant Are You In?

       PART ONE THE CASHFLOW QUADRANT

      Chapter One Why Don’t You Get a Job?

      Chapter Two Different Quadrants, Different People

       Chapter Three Why People Choose Security over Freedom

       Chapter Four The Three Kinds of Business Systems

       Chapter Five The Five Levels of Investors

       Chapter Six You Cannot See Money with Your Eyes

       PART TWO BRINGING OUT THE BEST IN YOU

       Chapter Seven Becoming Who You Are

       Chapter Eight How Do I Get Rich?

       Chapter Nine Be the Bank, Not the Banker

       PART THREE HOW TO BECOME A SUCCESSFUL B AND I

       Chapter Ten Take Baby Steps

       THE SEVEN STEPS TO FINDING YOUR FINANCIAL FAST TRACK

       Chapter Eleven Step 1: It’s Time to Mind Your Own Business

       Chapter Twelve Step 2: Take Control of Your Cash Flow

       Chapter Thirteen Step 3: Know the Difference Between Risk and Risky

       Chapter Fourteen Step 4: Decide What Kind of Investor You Want to Be

       Chapter Fifteen Step 5: Seek Mentors

       Chapter Sixteen Step 6: Make Disappointment Your Strength

       Chapter Seventeen Step 7: The Power of Faith

       Chapter Eighteen In Summary

      Preface

       WHAT IS YOUR LIFE’S GOAL?

      “What do you want to be when you grow up?” That is a question most of us have been asked.

      I had many interests as a kid, and it was easy to choose. If it sounded exciting and glamorous, I wanted to do it. I wanted to be a marine biologist, an astronaut, a Marine, a ship’s officer, a pilot, and a professional football player.

      I was fortunate enough to achieve three of those goals: a Marine Corps officer, a ship’s officer, and a pilot.

      I knew I did not want to become a teacher, a writer, or an accountant. I did not want to be a teacher because I did not like school. I did not want to be a writer because I failed English twice. And I dropped out of my MBA program because I could not stand accounting.

      Ironically, now that I have grown up, I have become everything I never wanted to become. Although I disliked school, today I own an education company. I personally teach around the world because I love teaching. Although I failed English twice because I could not write, today I am best known as an author. My book, Rich Dad Poor Dad, was on the New York Times best-sellers list for over seven years and is one of the top three best-selling books in the United States. The only books ahead of it are The Joy of Sex and The Road Less Traveled. Adding one more irony, Rich Dad Poor Dad and my CASHFLOW® board game are a book and a game about accounting, another subject I struggled with.

      So what does this have to do with the question: “What is your goal in life?”

      The answer is found in the simple, yet profound, statement by a Vietnamese monk, Thich Naht Hahn: “The path is the goal.” In other words, finding your path in life is your goal in life. Your path is not your profession, how much money you make, your title, or your successes and failures.

      Finding your path means finding out what you were put here on this earth to do. What is your life’s purpose? Why were you given this gift called life? And what is the gift you give back to life?

      Looking back, I know going to school was not about finding my life’s path. I spent four years in military school, studying and training to be a ship’s officer. If I had made a career sailing for Standard Oil on their oil tankers, I would never have found my life’s path. If I had stayed in the Marines or had gone to fly for the airlines, I would never have found my life’s path.

      Had I continued on as a ship’s officer or become an airline pilot, I would never have become an international best-selling author, been a guest on the Oprah show, written a book with Donald Trump, or started an international education company that teaches entrepreneurship and investing throughout the world.

       Finding Your Path

      This CASHFLOW Quadrant book is important because it is about finding your path in life. As you know, most people are programmed early in life to “Go to school and get a job.” School is about finding a job in the E or S quadrant. It is not about finding your life’s path.

      I realize there are people who know exactly what they are going to do early in life. They grow up knowing they are going to be a doctor, lawyer, musician, golfer or actor. We have all heard about child prodigies, kids with exceptional talents. Yet you may notice, these are professions, not necessarily a life’s path.

       So How Does One Find Their Path in Life?

      My answer is: I wish I knew. If I could wave my magic wand and your life’s path would magically appear, I would.

      Since I do not have a magic wand nor can I tell you what to do, the best thing I can do is tell you what I did. And what I did was trust my intuition, my heart, and my guts. For example, in 1973, returning from the war, when my poor dad suggested I go back to school, get my higher degrees, and work for the government, my brain went numb, my heart went heavy and my gut said, “No way.”

      When he suggested I get my old job back with Standard Oil or fly for the airlines, again my mind, heart, and gut said no. I knew I was through sailing and flying, although they were great professions and the pay was pretty good.

      In 1973 at the age of 26, I was growing up. I had followed my parent’s advice and gone to school, received my college degree, and had two professions: a license to be a ship’s officer and a license to fly. The problem was, they were professions and the dreams of a child.

      At the age of 26, I was old enough to know that education is a process. For example, when I wanted to be a ship’s officer, I went to a school that turned out ships’ officers. And when I wanted to learn to fly, I went to Navy flight school, a two-year process that turns non-pilots into pilots. I was cautious about my next educational process. I wanted