SMART ESSENTIALS FOR BUYING A HOME. Amy J. Hausman

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       SMART ESSENTIALS (TM) FOR BUYING A HOME

       How To Get The Best Price And The Lowest Payment

       Amy J. Hausman

      Dan Gooder Richard SMART ESSENTIALS Series Editor

       Inkspiration Media

      SMART ESSENTIALS (TM) FOR BUYING A HOME How To Get The Best Price And The Lowest Payment

      Published by:

       Inkspiration Media

       2724 Dorr Avenue, Suite 103

       Fairfax, VA 22031 http://www.SmartEssentials.com

      Copyright © 2013 by Inkspiration Media. All rights reserved.

       ISTC: A0320120000B474A

       Library of Congress Control Number: 2012955330

      Publisher’s Cataloging-In-Publication Data (Prepared by The Donohue Group, Inc.)

      Hausman, Amy J., 1971

       Smart Essentials(TM) for buying a home : how to get the best price and the lowest payment / Amy J. Hausman.

       p. ; cm. — (Smart Essentials(TM) series)

       ISBN-13: 978-1-939319-17-3 (EPUB)

       ISBN-10: 1-939319-17-X (EPUB)

       1. House buying — United States. 2. Residential real estate — Purchasing — United States. I. Title. II. Title: Buying a home

       HD259 .H38 2013

       643/.12/0973 2012955330

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      Trademarks: INKSPIRATION MEDIA, SMART ESSENTIALS, SMART ESSENTIALS logo, the slogan GET SMARTER FOR LESS, are trademarks of Inkspiration Media, LLC and/or its affiliates in the United States and other countries, and may not be used without written permission. All other trademarks are the property of their respective owners.

      The author, editor and publisher have made every effort to ensure information in this book is accurate and complete at press time. The information, however, may not apply to your particular situation or in your state or local jurisdiction. We are not engaged in rendering legal, accounting or other professional services. Readers are urged to consult a professional for expert advice. Neither the publisher nor the author shall be liable for loss of profit or other damages, including but not limited to special, incidental, consequential, or other damages.

      CONTENTS

      CHAPTER 1 :: BUY SMART > 12 Essential Keys To Buying A Home > Top Tips To Home Shop Smarter, Faster, Cheaper > Home Buying 101 Essential Truths

      CHAPTER 2 :: TEAM > Know What A Real Estate Agent Can Do For You > Hire A Buyer’s Agent To Represent Your Interests With No Cost To You > Select A Lender That Offers A Loan Program That Fits Your Financial Situation

      CHAPTER 3 :: BUDGET > Boost Your Credit To Earn A Gold-Star Credit Score And Increase Your Buying Power > Get Your Down Payment And Closing Cash Together In One Place > Nail Down A Budget That Is Affordable And Avoids Costly Mistakes

      CHAPTER 4 :: MONEY > Know How To Separate The Right Loan From The Wrong One In Your Situation > Ask Your Lender Smart Questions To Avoid Overpaying For Your Loan > Avoid Costly Pitfalls That Can Cause Lender Rejection

      CHAPTER 5 :: SHOP > Learn The Right Way To Size Up A Neighborhood > Inspect A Home Like A Bloodhound And Spot A Money Pit Before It’s Too Late > Avoid Little-Known And Very Costly Home Shopping Mistakes

      CHAPTER 6 :: NEGOTIATE > How To Craft An Irresistible Purchase Offer > Contingencies Protect Your Position In A Home Purchase > How To Use Counteroffers To Secure Your Perfect Home

      CHAPTER 7 :: CLOSE > Survival Guide To Minimize Costs From Contract To Closing > How To Avoid Sabotaging Your Mortgage Closing > What To Expect At Settlement Or Closing

       About The Series

       About The Team

       Smarties’ Creed

       Smart Talk

       More Titles In Best-Selling SMART ESSENTIALS Series

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       UPFRONT

       What You’ll Take Away

      We