Пенсия или безбедная жизнь?. Бодо Шефер

Читать онлайн.
Название Пенсия или безбедная жизнь?
Автор произведения Бодо Шефер
Жанр Личные финансы
Серия
Издательство Личные финансы
Год выпуска 2016
isbn 978-985-15-3943-3



Скачать книгу

купив полную легальную версию на ЛитРес.

      Безопасно оплатить книгу можно банковской картой Visa, MasterCard, Maestro, со счета мобильного телефона, с платежного терминала, в салоне МТС или Связной, через PayPal, WebMoney, Яндекс.Деньги, QIWI Кошелек, бонусными картами или другим удобным Вам способом.

      Примечания

      1

      Н. Блюм в течение 16 лет был министром труда в кабинете канцлера ФРГ Гельмута Коля. – Прим, перев.

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