Reckless. Andrew Gross

The home cost close to six million pounds, but as the chief investment officer of the Royal Saudi Partnership, a sovereign fund of Marty’s native Saudi Arabia, it was hardly more than a rounding error on the daily tallies of one of the largest troves of investment capital in the world.

      “Marty,” which al-Bashir had been called for years, was simply an Americanized form of Mashhur, his birth name, given to him in his undergraduate days when he had studied under Whiting and McComb at the University of Chicago and followed up with stints in portfolio strategy at Goldman and Reynolds Reid, and in private equity at Blackstone in New York.

      It was only back home in his native country that Marty was called anything else.

      Now he oversaw a giant fund with interests that stretched to every point on the globe and every conceivable type of asset. Stocks. Mezzanine capital. Currencies. CDOs. Complex derivatives. They also had vast real estate holdings—in New York’s Rockefeller Center and London’s own Trafalgar Square. When the price of oil rocketed, they bought up ethanol-producing sugarcane fields in Brazil. When the commodity fell, they bought up offshore U.S. development leases and massive tankers. Royal Saudi’s holdings were more than a trillion dollars. Their hands were in everything. In times of crisis, they had even been called on to prop up many national treasuries around the world.

      He and Sheera had met in the U.S. while he was at Reynolds and she, a daughter of a prominent law professor from Beirut, was studying economics at Columbia. They’d been married for twelve years. The job had given him ease—most would say luxury—and over time, they acquired many Western ways. They had a flat on the Côte d’Azur, a penthouse in the Trump Tower on Fifth Avenue in New York; they took the family skiing at Gstaad and Aspen; Gary and Amir were enrolled in the finest schools. His only regret was that, to appease the royal family’s wishes, his wife had had to give up her own career to raise her family. Sometimes he wished that despite his rise to the top of the financial world and the important responsibilities that had been bestowed on him, if only she could handle the investments and he could manage the kids, both their home and the Saudi royal portfolio would be in better hands.

      Sunday was their traditional family meal. Afterward, they might head a few blocks away to Hyde Park and kick the football around a bit. On the way back, they might stroll along Shepherd Market window-shopping the fine antiques and new fashions. These days, with teleconferencing and the financial network set up here, he jetted home barely twice a year, mostly to see his folks. He had been away from Riyadh for so many years, distanced himself from their customs, that Marty pretty much thought of the royals as clients now rather than brethren. And he knew, because of the results he produced, his overseers looked the other way. “Okay, who wants first?” Marty picked up a plate and looked around. “The cook!” he said proudly, and spooned some of the stewed lamb over the yogurt and bread and handed it to his wife, serving her first in the Western way. If his parents ever saw him, they’d be horrified.

      The trill of his cell phone sounded from somewhere in the house. His office.

      Sheera shook her head and groaned. “Now on Sundays too?”

      “I’ll make it short. Promise.” Marty got up. “You just make sure you save me some of that lamb.” He winked a warning at Amir, whose appetite seemed to never end.

      With the vast amount of activity Royal Saudi controlled there was no such thing as boundaries when it came to nights or weekends. Their interests ran every day, 24/7, across the globe. Though the aroma of lamb and fresh baked bread made ignoring the call momentarily tempting.

      Marty followed the ring to his office and shut the door, stepping over the cables to the Wii video game attached to the TV. Gary’s Christmas gift—another Western concession! The BlackBerry was vibrating on the coffee table and Marty sank himself onto the couch, tightrope-walking over the brightly colored Lego Transformer that had been left on the floor; this one was Amir’s.

      Never ends, he sighed.

      He expected it to be Len Whiteman, his second at the firm, but Marty’s mood shifted when he checked the digital readout and saw “Private Caller.” His stomach clenched. Cautiously, he drew the phone to his ear. “Hello?”

      “I hope this call finds you well, Mashhur al-Bashir.”

      The use of Marty’s Saudi name jolted him. He knew immediately who it was. The first call had come six months ago, preparing him. He had just been hoping against hope, as time marched on, as their lives grew and prospered and became more acclimated, that the real call would never come.

      “I am well,” Marty replied, his throat dry, returning the greeting in Arabic.

      “Our sons and daughters around the world require your service, Mashhur al-Bashir. Are you prepared to do what is asked of you?”

      Marty thought to himself that it had been so long. His views, passions, had all been so different then. Never religious, or even political. It was simply more about pride in his culture. The dismissive manner in which his nation had been treated by the West. They had given him his start, his education. Now he had lived among them for years and had changed.

      Six months ago the first call had come. Reminding him of his duty. What he was expected to do. In a flash, all the prosperity in his life and the good fortune he had earned seemed a universe away. There was no turning away from this. He realized he owed them everything. All his good fortune. He had made his bed a long time ago.

      “Yes,” Marty al-Bashir answered dutifully.

      “Good. The tide of events is evolving,” the caller said, “don’t you agree? Global opportunities have shifted. We, here, are not happy with certain signs. We feel it is time for a change in direction. In strategy. Do you understand?”

      “I have a new plan already drawn up,” Marty replied. He knew the ramifications that would result from it and he closed his eyes.

      “Then begin it,” the caller said, “starting tomorrow. Execute your job, Mashhur al-Bashir. The rest is already set.” The caller paused a second. “Shall we say, the planes are in the air.”

      They hung up, the sounds of his family, laughing, returning from outside. Marty remained on the couch for a while.

      All he knew and had grown used to was about to change.

      He got up and stepped over to the window, accidentally kicking over his son’s Transformer, the Lego pieces flying about. “Damn.”

      Tomorrow, the world would wake up, go to school, to work, laugh, love, eat with their family, everything seeming the same. But by day’s end there would be a change like the world had never seen.

      He bent down and picked up his son’s broken Transformer, the brightly colored pieces all around.

      “God help us all,” Marty al-Bashir muttered in perfect English.

PART ONE

       Chapter One

      They entered the house through the sliding glass doors in the basement, which Becca, their fifteen-year-old, sometimes left ajar to sneak in friends at night.

      Upstairs, April Glassman stirred in her bed. She always had an ear for noises late at night. The curse of having a teenager. Marc could go on snoozing forever, through fire alarms, she would joke, but April had a built-in antenna for the sounds of Becca tiptoeing in past curfew or Amos, their goldendoodle, on guard at the living room window, scratching at the glass over a late-night deer or squirrel.

      The house was a large, red-brick Georgian at the end of a private drive off Cat Rock Road in backcountry Greenwich. Every bend in the wood seemed to magnify at night. She opened her eyes and checked the time on the TV cable box. Two thirteen A.M. She lay there for a few seconds, listening. She definitely heard something—creaks on the floorboards,