Millionaire Teacher. Hallam Andrew

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      Andrew Hallam

      Millionaire Teacher

      Praise for Millionaire Teacher, Second Edition

      “The first edition of Millionaire Teacher had a huge readership because Andrew Hallam writes with such passion and conviction. This new edition deserves to reach an even larger audience. Andrew brings years of wisdom to his discussion of smart saving and simple, low-cost investing. Readers who follow this teacher’s advice will retire at the top of their class.”

– Dan Bortolotti, CFP, CIM, associate portfolio manager at PWL Capital, and creator of the Canadian Couch Potato blog

      “Millionaire Teacher, Second Edition is packed with humor, solid evidence, and advice. It might be the clearest and most engaging investment book that has ever been written!”

– Sam Instone, founder and chief executive of AES International

      “While there are scads of fine books on passive investing for US residents, until Andrew Hallam came along, non–US investors were left to the tender mercies of local brokers, advisors, and investment companies that serviced their clients in the same way that John Dillinger serviced banks. If you’re in that boat and you’ve just come across Millionaire Teacher, Second Edition, consider yourself lucky: read, enjoy, and fatten up your portfolio!”

– William J. Bernstein, author of A Splendid Exchange and The Investor’s Manifesto

      “Andrew Hallam’s second edition of Millionaire Teacher is perfect for novice investors. He recommends the right kind of investment products. He also demonstrates a strong awareness of how human emotions can sabotage even the best-laid plan. Hallam does a great job showing how to avoid this trap, whether you choose to invest on your own or you hire an advisory firm to build you a portfolio of index funds.”

– Larry Swedroe, author of Your Complete Guide to Factor-Based Investing, and principal and director of research, The Buckingham Family of Financial Services

      “Billionaire teacher Warren Buffett and millionaire teacher Andrew Hallam offer you the same advice and guarantee: invest in low-fee and low-tax index funds on a regular basis over your lifetime, and you too will be financially independent.”

– Robert P. Miles, Warren Buffett scholar, and author of Warren Buffett Wealth and The Warren Buffett CEO

      “If investing were a religion, the second edition of Millionaire Teacher would be the Holy Grail. Everyone with a pulse should read this book! I’m confident your time and effort will be rewarded.”

– Sonny Wadera, MBA financial security advisor, Kelson Financial

      “This is a must-read book for any first-time investor. Andrew Hallam helps build the framework for those looking to build real wealth. Hallam’s simple, yet powerful, lessons of ‘start young, spend less, do your homework, and keep costs low’ cannot be overstated.”

– Ryan A. Hughes, founder and portfolio manager, Bull Oak Capital

      “This book provides some great and simple guidelines for people who are serious about building and protecting their wealth. The principles provided are an excellent roadmap to financial security and peace of mind.”

– Richard E. Reyes, CFP, The Financial Quarterback^TM, Wealth and Business Planning Group, LLC, Maitland, FL

      “Millionaire Teacher, Second Edition is one of those must-read books for both novice and experienced investors. Through experience and humor, the author identifies an approach that’s in the best interest of investors, and he provides the evidence to back it up. Understand what you spend. Save and invest monthly into a well-diversified portfolio of index funds. Ignore the investment industry ‘noise,’ and manage your own emotions. This book offers the reader a clear path to prosperity!”

– Chris Turnbull, portfolio manager, Index House

      “Managing one’s financial life doesn’t have to be rocket science. We have been living below our means and investing simply long before it became popular. Retired almost three decades now, we have been traveling the world, taking advantage of great weather, food, culture, and lifestyle. Andrew Hallam hits upon understandable and basic points that can make you wealthy too, and uses plain English, not fancy jargon, to get his message across.”

– Billy and Akaisha Kaderli, RetireEarlyLifestyle.com (Free Newsletter)

      “As an industry veteran of more than 20 years, I know all too well how the financial services industry exploits people. But if you read Andrew’s enjoyable book and follow his straightforward suggestions, you can simplify your life and save an amazing amount of money for you and your family!”

– Mark Zoril, AIF, and founder of PlanVisio

      “Mr. Hallam teaches what you don’t learn in school – how to be rich. He built a $1 million portfolio before he was 40 years old. With his nine rules of wealth he shows how you can, too. I recommend Millionaire Teacher, Second Edition. Class is in session.”

– Robin Speziale, author of Market Masters

      “Millionaire Teacher, Second Edition provides such smart and simple investing advice that it should be required reading for every investor. Using analogies and humor mixed with hard data, Andrew Hallam spells out an investing strategy that will outperform the vast majority of professional money managers – and with less than an hour a year of portfolio maintenance. How brilliant is that?!”

– Joe Snyder, CIM^®, and product analyst, Tangerine InvestmentsMillionaire TeacherThe Nine Rules of Wealth YouShould Have Learned in SchoolSecond EditionANDREW HALLAM

      Cover image: Chalkboard: © balabolka/Shutterstock, Alphabet: © Kevin Renes/Shutterstock, Books and Stool: © Sandra Cunningham/Shutterstock

      Cover design: Wiley

      Copyright © 2017 by Andrew Hallam. All rights reserved.

      Published by John Wiley & Sons, Inc., Hoboken, New Jersey.

      Published simultaneously in Canada.

      No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, Inc., 222 Rosewood Drive, Danvers, MA 01923, (978) 750–8400, fax [phone], or on the Web at www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030, (201) 748–6011, fax [phone], or online at http://www.wiley.com/go/permissions.

      Limit of Liability/Disclaimer of Warranty: While the publisher and author have used their best efforts in preparing this book, they make no representations or warranties with respect to the accuracy or completeness of the contents of this book and specifically disclaim any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives or written sales materials. The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Neither the publisher nor author shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.

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