A Wealth of Common Sense. Carlson Ben

Paine, Common Sense (Radford, VA: A&D Publishing, 2007).

2

Jill Lepore, “The Sharpened Quill,” The New Yorker, October 16, 2006, www.newyorker.com/magazine/2006/10/16/the-sharpened-quill.

3

Ryan Holiday, Obstacle Is The Way: The Timeless Art of Turning Trials Into Triumph (New York: Portfolio/Penguin, 2014).

4

Peter Diamondis, Abundance: The Future Is Better Than You Think (New York: Free Press, 2014).

5

Daniel Kahneman, Thinking, Fast and Slow (New York: Farrar, Straus, & Giroux, 2011).

6

Richard Peterson, Inside the Investor's Brain: The Power of Mind Over Money (Hoboken, NJ: John Wiley & Sons, 2007).

7

Investment Company Institute, 2014 Investment Company Factbook: A Review of Trends and Activities in the U.S. Investment Company Industry 54th Edition.

8

Nassim Nicholas Taleb, Antifragile: Things That Gain from Disorder (New York: Random House. 2014).

9

William Bernstein, The Investor's Manifesto: Preparing for Prosperity, Armageddon, and Everything in Between (Hoboken, NJ: John Wiley & Sons, 2012).

10

Elisabeth Kashner, “Your ETF Has DRIP Drag,” ETF.com, October 21, 2014, www.etf.com/sections/blog/23595-your-etf-has-drip-drag.html.

11

Blackrock, “ETP Landscape. Industry Highlights,” September 2014, www.blackrockinternational.com/content/groups/internationalsite/documents/literature/etfl_industryhilight_sep14.pdf.

12

Charles D. Ellis, “The Rise and Fall of Performance Investing,” Financial Analysts Journal 70, no. 4 (2014), www.cfapubs.org/doi/pdf/10.2469/faj.v70.n4.4.

13

David Swensen, “The Yale Endowment: 2013,” http://investments.yale.edu/images/documents/Yale_Endowment_13.pdf.

14

Daniel W. Wallick, Brian R. Wimmer, and James J. Balsamo, “Assessing Endowment Performance: The Enduring Role of Low-Cost Investing,” Vanguard, September 2014, https://institutional.vanguard.com/VGApp/iip/site/institutional/researchcommentary/article/InvResEndowPerf.

15

David Swensen, Pioneering Portfolio Management: An Unconventional Approach To Institutional Investment (New York: Free Press, 2000).

16

Brad Barber and Terrance Odean, “The Behavior of Individual Investors,” Haas School of Business (September 2011).

17

Scott D. Stewart, John J. Neumann, Christopher R. Knittel, & Jeffrey Heisler, “Absence of Value: An Analysis of Investment Allocation Decisions by Institutional Plan Sponsors,” Financial Analysts Journal 65, no. 6 (2009).

18

Andrew Ang, Amit Goyal, & Antii Ilmanen, “Asset Allocation and Bad Habits,” April 2014, www.rijpm.com/pre_reading_files/Goyal_Asset_Allocation_and_Bad_Habits1.pdf.