A bilingual guide to the basics of financial success. Getting ahead financially in the United States is a difficult task, and it is even more daunting for someone who comes from a different culture. That’s why author Lynn Jimenez has created ¿Se Habla Dinero?: The Everyday Guide to Financial Success. This book offers information needed for financial survival and success, simply and clearly, in both English and Spanish. ¿Se Habla Dinero? walks readers through the fundamentals of personalfinance and money management and explains how to open and use bank accounts; establish and manage credit; save and borrow money for education; and master basic investing techniques. This bilingual guide makes intimidating topics easy and gives readers the confidence they need to move forward. Hispanics are moving into this nation’s middle class at a rapid pace. ¿Se Habla Dinero? will be an important tool to help them climb the ladder of financial success. Lynn Jimenez (San Francisco, CA) is an award-winning business reporter For KGO Radio 810. She has delivered fast-paced business reports from the options floor of the New York Stock Exchange for 17 years. Una guía bilingüe que proporciona las bases del éxito económico. Salir adelante económicamente en Estados Unidos es una labor ardua, y más difícil todavía para aquellos que provienen de culturas diferentes. Esta es la razón por la que la autora Lynn Jiménez ha creado ¿Se Habla Dinero?: la guía diaria que le llevará al éxito financiero. Este libro ofrece en dos idiomas: inglés y español y de manera sencilla y clara, la información necesaria para la supervivencia y el éxito financiero. ¿Se Habla Dinero? Guía al lector a través de las nociones fundamentales de economía personal y administración del dinero. Explica cómo abrir y usar cuentas bancarias, cómo establecer y administrar crédito, cómo ahorrar y tomar prestado dinero para la educación y cómo manejar técnicas de inversión básicas. Esta guía bilingüe hace que algunos aspectos intimidatorios resulten fáciles y proporciona a sus lectores la confianza que necesitan para seguir adelante. La población hispana hoy en día está alcanzando rápidamente la clase media de esta nación. ¿Se Habla Dinero? Es una herramienta importante que ayudará a sus lectores a subir la escala del éxito financiero. Lynn Jimenez de San Francisco, California, es una reportera de negocios galardonada que trabaja para la estación de Radio 810 KGO. También ha transmitido reportajes breves de negocios desde el piso de opciones de la Bolsa de Nueva York en San Francisco por diez ye siete años.
An emotional survival guide to pregnancy and childbirth Like the other volumes in the Family Matters series, this authoritative new book provides expert advice to ordinary people struggling with everyday challenges-in this case, the emotional trials of new mothers. Enduring the stresses of pregnancy and giving birth are only half of what it takes to become a parent. The other half involves adjusting emotionally to the reality of a newborn. With tips on getting outside help and «discussion points» useful in self-therapy, Becoming a Parent offers real-life solutions, based on actual cases, to every sort of difficulty new parents might expect. Jackie Ganley (London, UK) works for Britain's National Health Service.
When financial advisers need guidance on running their business, they turn to Mark Tibergien, the most prominent, most respected authority and hands-on consultant on the science and practice of managing financial advisory firms. Together with Moss Adams colleague and principal Rebecca Pomering, they have combined their years of research and analysis to write the definitive book on the subject. The authors first identify how to assess the business and evaluate oneself as a manager. They then present strategic-thinking issues—such as practice models, business plans, and differentiators—in a Socratic style. This is followed by a detailed overview of critical topics, from financial management and human capital to IT and marketing—encompassing the management skills, approaches, and mindsets needed for success. With management tools, worksheets, and industry statistics, Practice Made Perfect is the authoritative book from the industry's expert.
"Color Confidence is one book that no photographer, especially me, can afford to be without!" Art Morris, Photographer (www.birdsasart.com) Establishing a successful color management workflow that produces predictable results is an important – yet tricky – undertaking. Most photographers are all too familiar with the frustration of a print not matching the image on the monitor. In Color Confidence, digital imaging expert Tim Grey provides the crucial information you need to get the color you want, every time. His results-oriented guide shows you how to manage color effectively across all devices. He demystifies complicated topics and takes you through each component of a color-managed workflow step-by-step. Designed for busy photographers, this full-color guide cuts through the theory, focusing on the practical information you need to make the best color decisions from capture to output.
Color Confidence is a practical, results-oriented book that gives photographers the knowledge they need to manage color effectively from capture to output. Digital imaging expert Tim Grey designed this book for busy photographers who want to get results without wading through tons of information about color science–distilling the most important concepts into real-world use. He teaches only the theory that photographers must know to understand how color management works, and focuses on the practical information they need to make decisions when working with their images: the actual processes that achieve the best results possible. In this new edition of the very first practical guide to color management, readers will find out how to quickly get predictable color results across all devices–from cameras, monitors, and printers, to scanners and raster image processors (RIPs). Updated with new information on Photoshop, RIP technology, and calibration, this results-oriented book is a must for all serious photographers.
The forces that shape America's most powerful consumer agency Because of the importance of what it regulates, the FDA comes under tremendous political, industry, and consumer pressure. But the pressure goes far beyond the ordinary lobbying of Washington trade groups. Its mandate-one quarter of the national economy-brings the FDA into the middle of some of the most important and contentious issues of modern society. From «designer» babies and abortion to the price of prescription drugs and the role of government itself, Inside the FDA takes readers on an intriguing journey into the world of today's most powerful consumer agency. In a time when companies continue to accuse the FDA of nitpicking and needlessly delaying needed new drugs, and consumers are convinced that the agency bends to industry pressure by rushing unsafe drugs to market, Inside the FDA digs deep to reveal the truth. Through scores of interviews and real-world stories, Hawthorne also shows how and why the agency makes some of its most controversial decisions as well as how its recent reaction to certain issues-including the revolutionary cancer drug Erbitux, stem cell research, and bioengineering of food-may jeopardize its ability to keep up with future scientific developments. Inside the FDA takes a closer look at the practices, people, and politics of this crucial watchdog in light of the competing pressures and trends of modern society, revealing what the FDA is supposed to do, what it actually does-and fails to do-who it influences, and how it could better fulfill its mandate. The decisions that the FDA makes are literally life and death. Inside the FDA provides a sophisticated account of how this vitally important agency struggles to balance bureaucracy and politics with its overriding mission to promote the country's health.
Classic radio ad campaigns from the last fifty years, and how they used humor to win over audiences And Now a Few Laughs from Our Sponsor offers an in-depth look at some of the most successful and entertaining radio ads from the last half century, presented by advertising veteran Larry Oakner. An accompanying CD-ROM allows readers to listen to the fascinating and funny advertisements that chronicle radio history. Extensive interviews with account executives, clients, producers, and actors offer a unique perspective on the development of humorous radio advertising over the years and what it takes to create a memorable and effective campaign. And Now a Few Laughs from Our Sponsor shows advertising professionals how to maximize just sixty seconds of airtime to win customers over and provides original recordings of some of the most fun and enlightening advertising ever produced.
Filled with in-depth insight and expert advice, Tax Havens Today arms you with the knowledge, strategies, and contacts needed to avoid expensive mistakes and make the most of your offshore endeavors. Divided into four comprehensive parts, this timely resource will bring you completely up to speed on a variety of issues that anyone aspiring to go offshore must be familiar with.
"An absolute must read! It encapsulates the principles which we have used as a fundamental part of our people strategy here at microsoft in the uk 'creating an environment where great people can do their best work', the foundation of which is there will come a time when people will choose which employer they contract with, not the other way around'. Act now before it is too late" —Steve Harvey, Group Director, People and Culture, Microsoft UK. «Nicholas brings the best personal development training with simple sysytems and strategies for growth. He has helped me and many others here take a grip of their lives and fast forward to the results they desire.» —Michael Wood, Retail Academy, Marks & Spencer
Inspired Marketing! presents the inside secrets of today?s most successful marketers. If you sell anything, this handy, practical, rainmaking guide reveals a new way to sell without resorting to hype, scare tactics, or manipulation using an amazing step-based model anyone can apply. If you?re a salesperson or marketer who knows that the old tactics no longer work and that long-term success requires fresh ideas, this is the perfect guide for you.