The truth about Kate…Kate Winthrop' s sizable inheritance was stolen by her ex-husband. So she does what any wronged woman would–she gets even. When she breaks in to his empty house, she stumbles onto a large sum of her money. She takes it and boards a boat destined for the Caribbean. All Kate wants is a place to hide. She doesn' t expect the other passengers to become friends, and she certainly doesn' t expect to fall in love with the ship' s captain, Cole Hunter.Although Cole seems to return her feelings, he has a tough time trusting, since he' s also been betrayed by an ex. But secrets can be hard to hide, and they could ruin everything between Cole and Kate.