Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards. Robert T. Kiyosaki

      

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      This publication is designed to provide competent and reliable information regarding the subject matter covered. However, it is sold with the understanding that the author and publisher are not engaged in rendering legal, financial, or other professional advice. Laws and practices often vary from state to state and country to country and if legal or other expert assistance is required, the services of a professional should be sought. The author and publisher specifically disclaim any liability that is incurred from the use or application of the contents of this book.

      Copyright © 2011 by Robert T. Kiyosaki. All rights reserved. Except as permitted under the U.S. Copyright Act of 1976, no part of this publication may be reproduced, distributed, or transmitted in any form or by any means or stored in a database or retrieval system, without the prior written permission of the publisher.

      Published by Plata Publishing, LLC

      CASHFLOW, Rich Dad, Rich Dad Advisors, and ESBI are registered trademarks of CASHFLOW Technologies, Inc.

are registered trademarks of CASHFLOW Technologies, Inc.

      Plata Publishing, LLC

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      First Edition: 1998

      First Plata Publishing Edition: 2011

      ISBN: 978-1-61268-037-8

      Cover photo credit: Seymour & Brody Studio

      BEST-SELLING BOOKS BY ROBERT T. KIYOSAKI

       Rich Dad Poor Dad

      What the Rich Teach Their Kids About Money – That the Poor and Middle Class Do Not

       Rich Dad’s CASHFLOW Quadrant

      Guide to Financial Freedom

       Rich Dad’s Guide to Investing

      What the Rich Invest in That the Poor and Middle Class Do Not

       Rich Dad’s Rich Kid Smart Kid

      Give Your Child a Financial Head Start

       Rich Dad’s Retire Young Retire Rich

      How to Get Rich and Stay Rich

       Rich Dad’s Prophecy

      Why the Biggest Stock Market Crash in History Is Still Coming… And How You Can Prepare Yourself and Profit from It!

       Rich Dad’s Success Stories

      Real-Life Success Stories from Real-Life People Who Followed the Rich Dad Lessons

       Rich Dad’s Guide to Becoming Rich Without Cutting Up Your Credit Cards

      Turn Bad Debt into Good Debt

       Rich Dad’s Who Took My Money?

      Why Slow Investors Lose and Fast Money Wins!

       Rich Dad Poor Dad for Teens

      The Secrets About Money – That You Don’t Learn In School!

       Escape the Rat Race

      Learn How Money Works and Become a Rich Kid

       Rich Dad’s Before You Quit Your Job

      Ten Real-Life Lessons Every Entrepreneur Should Know About Building a Multimillion-Dollar Business

       Rich Dad’s Increase Your Financial IQ

      Get Smarter with Your Money

       Robert Kiyosaki’s Conspiracy of the Rich

      The 8 New Rules of Money

       Unfair Advantage

      The Power of Financial Education

       Why “A” Students Work for “C” Students

      Rich Dad’s Guide to Financial Education for Parents

       8 Lessons in Military Leadership

      for Entrepreneurs

       Second Chance

      for Your Money, Your Life, and Our World

      CONTENTS

Introduction

Chapter One What Is the Price of Being Cheap?

      Chapter Two What Is the Price of a Mistake?

      Chapter Three What Is the Price of Education?

      Chapter Four What Is the Price of Cutting Up Your Credit Cards?

      Chapter Five What Is the Price of Getting Rid of Bad Debt?

      Chapter Six What Is the Price of Change?

      In Conclusion What Is the Price of Fixing Your Financial Report Card?

       Appendix

       Introduction

      Most people are familiar with the television show, Who Wants to Be a Millionaire? It was an overnight success in the United States and was soon viewed by audiences around the world. All the contestants had to do was answer a series of trivia questions. With each correct response, they earned more cash, culminating with a possible jackpot of $1 million.

      It wasn’t long before the question, “Who wants to be a millionaire?” became a popular catchphrase everywhere. With so much fixation on money, getting rich, and huge lottery payouts, the more obvious question is: “Who doesn’t want to be a millionaire?”

      And yes, it is possible to win a million dollars on a game show. It is also possible to get millions of dollars by winning the lottery. And it is possible to become a millionaire by investing in an IPO (initial public offering). Then you could retire rich for the rest of your life. In fact, there are more ways to become rich today than in any other time in our history. Maybe that is why there is such an international frenzy over the idea of getting rich—and the quicker the better.

      I remember when I was being interviewed about my book, Rich Dad Poor Dad, and the interviewer asked, “Come on, why don’t you tell us the truth? Didn’t you write your book simply to take advantage of this get-rich-quick craze that is sweeping the nation?”

      Her question really surprised me, and I was almost