Student Loan Solution. David Carlson

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      Praise for Student Loan Solution

      “Student Loan Solution is a must-read for aspiring Financial Grownups. The book is specific and practical—perfect for busy people who want solutions, not homework. David Carlson outlines a simple five-step process for understanding student loans and making the best plan possible. Carlson also hits on emergency funds, mental health, money mindset, and much more. You will wish you had read this book sooner.”

      —Bobbi Rebell CFP®, host of the Financial Grownup podcast and author of How to be a Financial Grownup, Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom

      “Student Loan Solution is the go-to book for borrowers who need straightforward and actionable advice on how to deal with their student loan debt. Student Loan Solution provides all the information a borrower needs to know about their student loans, in a format that is jam packed with easy to follow tips and advice. The book also provides valuable strategies on how to improve your finances within the context of student loans, something other personal finance books fall short of.”

      —Shannah Compton Game CFP®, MBA,

      host of Millennial Money podcast

      “As young Americans face rising tuition costs and over $1.5 trillion in existing college debt, Student Loan Solution couldn’t be hitting shelves at a more pivotal time. Throughout his book, Carlson utilizes personal experience and an objective, numbers-based approach to cover the gamut of student loans and repayment options. In a concise yet detailed format, you’ll learn how to successfully tackle your student loans and lay the foundation for a bright financial future in the process. I am thrilled to recommend Student Loan Solution to the diverse range of students I work with nationwide.”

      —Tara Falcone, CFA, CFP®, Founder of ReisUP and creator of collegiate financial literacy program, LIT™

      “An exceptionally well written and informative book on everything you need to know about student loans. David Carlson’s first-hand account with student loan debt makes this book relatable and inspirational. Student Loan Solution delivers where other books fail to address the impact on finances, relationships, and mental health. David’s writing exudes passion and knowledge to help anyone struggling with student loans regain control of their finances beyond debt repayment into a living a better life. Student Loan Solution is a must-read for those struggling with student loans or anyone thinking about getting student loans.”

      —Jason Vitug, author of You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life

      Student Loan Solution

      Also By David Carlson:

      Hustle Away Debt

      Student Loan Solution

      5 Steps to Take Control of Your Student Loans and Financial Life

      David Carlson

      

Mango Publishing Coral Gables

      Copeyright © 2019 David Carlson.

      Published by Mango Publishing Group, a division of Mango Media Inc.

      Cover and Layout Design: Roberto Núñez

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      Student Loan Solution: 5 Steps to Take Control of Your Student Loans and Financial Life

      Library of Congress Cataloging-in-Publication number: 2018957864

      ISBN: (print) 978-1-63353-898-6, (ebook) 978-1-63353-899-3

      BISAC category code STU031000, STUDY AIDS / Financial Aid

      Printed in the United States of America

      Disclaimer:

      This book is for informational purposes only and may or may not apply to your specific situation. Please do your due diligence and consult with an accountant, tax professional, certified financial planner, and/or other professionals for advice on your specific situation before making decisions that impact your finances.

      The author has made every effort to give accurate and timely information, but rules, laws, and processes referenced are subject to change and accuracy cannot be guaranteed.

      This book is dedicated to anyone who has ever struggled with student loans.

      Table of Contents

       Foreword

       Drowning in Student Loans

       Student Loans and Your Money Mindset

       A Step-by-Step Plan to Gain Control

       Step 1:

       The Starting Point—Know Your Loans

       Your Student Loan Snapshot

       The Different Types of Student Loans

       Key Takeaways

       Step 2:

       The Possibilities—Understand Your Options

       Private Student Loan Repayment Options

       Refinancing Student Loans

       Forbearance and Deferment

       Student Loan Default

       Federal Student Loan Repayment Options

       Everything You Need to Know about Loan Forgiveness