Buy Now. Lloyd Edge

      

      Table of Contents

      1  COVER

      2  TITLE PAGE

      3  COPYRIGHT

      4  DEDICATION

      5  ABOUT THE AUTHOR

      6  ACKNOWLEDGEMENTS

      7  INTRODUCTION ON HELP — GIVING AND RECEIVING THE IMPORTANCE OF STRATEGY AN INDEPENDENT INCOME THE TRIFECTA STRATEGY WHERE INVESTMENT HAS TAKEN ME STARTING OUT

      8  CHAPTER 1: THE POWER OF WHY GOAL-SETTING LIFESTYLE CHOICES REALISTIC AND ATTAINABLE GOALS DEALING WITH UNCERTAINTY NO SILVER SPOONS HERE MY PROPERTY GOALS MY CURRENT GOALS FINDING YOUR MOTIVATION

      9  CHAPTER 2: YOUR FINANCIAL PLAN SETTING A FINANCIAL GOAL HOW I PAID OFF MY HOUSES IN FIVE YEARS REFINANCING LIMITS BUDGETING MY FRUGAL PHILOSOPHY TRACK YOUR SPENDING PATTERNS WHERE TO START? YOUR FINANCE TEAM KEEP YOUR RECORDS STRAIGHT BUYING IN DIFFERENT STATES NEGATIVE VS POSITIVE GEARING BUYING PROPERTY WHEN YOU'RE SELF-EMPLOYED BUYING PROPERTY WITH A SELF-MANAGED SUPER FUND (SMSF) FIVE TIPS FOR PROPERTY INVESTORS AT TAX TIME

      10  CHAPTER 3: GET THAT MORTGAGE GETTING PRE-APPROVAL LENDER VALUATIONS GETTING IN EARLY WORKING WITH A MORTGAGE BROKER OVER THE LONG TERM GETTING THE BEST POSSIBLE LOAN STRUGGLING WITH SERVICEABILITY IMPROVING YOUR SERVICEABILITY RAISING A DEPOSIT: DON'T MAX YOURSELF OUT USING LENDERS MORTGAGE INSURANCE (LMI) TO MAXIMISE YOUR DEPOSIT CREDIT CARDS AND REWARDS A MATTER OF INTEREST WHY AN INTEREST-ONLY LOAN? THE LENDER'S VIEWPOINT FIXED OR VARIABLE INTEREST RATES OFFSETTING YOUR INTEREST NEGOTIATING A BETTER HOME LOAN DEAL FINANCING MULTIPLE PROPERTIES AND CROSS-COLLATERALISING CONSTRUCTION LOANS BACK TO STRATEGY

      11  CHAPTER 4: BUY YOUR PPOR THE COMPREHENSIVE PROPERTY SEARCH FOUR FINANCING TIPS FOR FIRST HOME BUYERS THE GETTING STARTED SESSION YOUR WISH LIST PHASE 1: THE PROFESSIONAL PROPERTY SEARCH PHASE 2: EVALUATION PHASE 3: NEGOTIATION AND PURCHASE SEVEN TIPS FOR SECURING YOUR HOME PURCHASE

      12  CHAPTER 5: BUY YOUR DREAM HOME WHERE TO START DON'T BLOW YOUR DEPOSIT USING INVESTING TO GROW YOUR NEST EGG REGIONAL AREAS ARE KEEPING THE ‘GREAT AUSTRALIAN DREAM’ ALIVE WHY AND WHERE?