Praise for Navigating the Financial Blogosphere «Navigating the Financial Blogosphere is the most enjoyable personal finance book I've ever read. I read it cover to cover within an afternoon, and I didn't want to put it down. It's fresh, practical, and broad in its topic coverage and should be on the top of every person's reading list. Russell Bailyn is a super-talented rising star.» -Matthew D. Hutcheson, Independent Pension Fiduciary, expert Congressional witness on retirement plan economics «Financial information on the Internet has exploded in volume; the challenge is to find what's useful and reliable. Russell Bailyn's book does an excellent job of presenting important personal finance topics in a clear and digestible form, and pointing readers to a wealth of high-quality sources on the Internet. Navigating the Financial Blogosphere is browsable, fun, and very useful.» -David Jackson, founder and CEO, SeekingAlpha.com «Russell Bailyn not only explains financial decision making, but like a good research librarian, he tells you where to go on the Web for more information. You'll want to be close to your computer as you read this book.» -Joseph Hurley, founder and CEO, Savingforcollege.com LLC
Praise for Last Chance to Get It Right! «Tom Moore is one of the capable professionals who made me look good in the last thirty years of my forty-five year career at A.G. Edwards & Sons. He has put together a primer which should help both new and veteran investors understand financial markets and alternatives, and gain a direction and common-sense approach to their estate planning.» -Benjamin F. Edwards III, Chairman Emeritus A. G. Edwards & Sons «Tom Moore's grasp of the problems of retirement planning is superb; his methods of solving those problems unrivalled.» -Richard Austin, past president of Templeton Funds Annuity Company currently a Retirement Income Planning Consultant «Tom has spelled out in plain English, just what it takes to create and implement a successful retirement plan. Boomers and non-boomers alike, will find his step-by-step road map very helpful.» -M. Ellen Simmons, JD, CPA Between Social Security uncertainty and uneasiness in the stock market, Americans today face a more uncertain financial future than at any time in decades. Ironically, our response to this growing emergency is to spend more, save less, and put off necessary preparations until tomorrow. Buckle up, because tomorrow has arrived. Last Chance to Get It Right! outlines a step-by-step program designed to help you: * Increase the size of your nest egg-for a long, enjoyable retirement * Slash your income tax bill-both today and throughout your life * Reduce your estate taxes-to preserve the assets you fought so hard to build Are you truly prepared for the financial future facing you and your family? Let Last Chance to Get It Right! give you the knowledge and tools you need to stop making financial mistakes today-and put more money in your pocket tomorrow.
Praise for SAFELY PROSPEROUS or REALLY RICH? «Howard's brilliant concept that the roads to Prosperity and Riches are very different is very liberating. In most financial books, the author would never do what Howard has done-recount with unflinching honesty the big financial mistakes he and his subscribers have made over the years so readers can avoid the same stumbling blocks and pitfalls. Only a very secure man would have the guts to do that.» -Robert Allen author of Multiple Streams of Income and Nothing Down «Howard Ruff is back, offering a wealth of powerful new financial advice for America's middle class. In his new manual, Safely Prosperous or Really Rich?, he challenges you to choose between two roads. The older I get, the more I favor 'Safely Prosperous,' but you make the call. I also love Howard's old-fashioned moral perspectives on money.» -Mark Skousen editor of Forecasts and Strategies «Safely Prosperous or Really Rich? is destined to be one of the most influential books of the early twenty-first century, just as his mega bestseller, How to Prosper During the Coming Bad Years, changed millions of lives in the late '70s. Welcome back, Howard.» -John Mauldin author of Bull's Eye Investing
* Completely updated for all the new tax laws * Capitalize on every deduction! * Sole proprietor, corporation, or partnership? The Ultimate Guide to Running a Tax-Efficient Home-Based Business The advantages of operating a home-based business are countless, but what many owners don't realize, and are often not prepared to handle, are the host of complex tax issues surrounding a home-based business. The completely updated Fifth Edition of J.K. Lasser's Taxes Made Easy for Your Home-Based Business clarifies the current tax environment with regard to home-based businesses, and shows you how to make the most of the new tax laws. This perennial guide answers home-based business owners' questions, with a special focus on the changing tax laws and deductions for the home office. Expert advice and in-depth insights will help you avoid costly mistakes and take advantage of opportunities you would otherwise miss. Critical coverage will help you: * Navigate the details of the new tax laws and IRS rules * Increase your knowledge of deductible expenses * Keep your records up to IRS standards * Organize and run a home-based business for maximum tax benefits * Make filing easy by utilizing sample tax forms
The one book your bank REALLY does not want you to read. More than ever before, Canadians are frightened and stressed out about their retirement and financial future. With the mortgage, car payments and credit card bills, there never seems to be enough to pay the current bills let alone save thousands in RRSPs. At the same time, the large financial institutions are bombarding us with fearful messages of destitution unless we maximize our RRSP contributions. The stock market crash of 2008 has proven one thing: traditional retirement planning advice simply doesn't work. The risks are too enormous. Throwing money into RRSPs and trusting the stock market is like gambling with your family's future. But how do you plan for retirement without risking everything? In Enough Bull, David Trahair explains: How to invest only in 100% safe investments that will never decline How to get out of mutual funds and the stock market – forever The «Tax Turbo-Charged RRSP strategy» – why you should wait until you are over 50 to start your RRSP Exactly what age to elect to receive the CPP pension How to avoid the scams that lead to personal financial disaster Easy to understand and simple to apply, Enough Bull shows Canadians how to avoid all the traps and why doing the exact opposite of what they have been told will leave them much further ahead. www.enoughbull.ca
Completely expanded and updated, Live it Up Without Outliving Your Money! Second Edition is the financial roadmap that people are looking for. Based on the author's experience in the financial services sector since the mid-1960s, including more than 30 years as an investment advisor and money manager, this plain-talking book gives readers simple strategies to add between $1,000 and $10,000 to their monthly income in retirement, and without taking any of the dumb risks of the past. This reliable resource motivates readers to take the first steps to change their financial situation; presents multiple strategies for withdrawing money during retirement; and exposes the marketing tricks perpetrated by financial institutions. This book also includes added focus on newer issues such as ETFs, REITs, estate planning, IRA withdrawals, and updated allocation strategies. Live it Up Without Outliving Your Money! : • Allows readers to tailor a financial plan for retirement that takes into account the amount of risk they’re willing to tolerate • Provides multiple strategies for withdrawing money once in retirement while also building an estate for children and other survivors • Exposes the marketing tricks and emotional ploys perpetrated by financial institutions and the personal finance media that keep investors from making the best decisions – and provide real-world examples of these deceptions • Motivates readers to take the first steps to change their financial situation, which is the most difficult part of the strategy • Includes a dozen worksheets to help readers grapple with retirement planning
Written by a team of tax specialists, J.K. Lasser’s Your Income Tax 2007 is the nation’s all-time top-selling tax guide. It’s filled with expert advice and guidance—including over 2,500 easy-to-follow tax tips and strategies—that will help you plan and file your 2006 tax return in the most efficient way possible.
Владимир Владимирович Кожухарь
Книга-практикум, практическое руководство по управлению финансами в микро, малом и среднем бизнесе. Рассчитана на читателя без профильного финансового, экономического, бухгалтерского образования. Вместе с автором вы пройдете основные шаги построения системы учёта, форм отчетности и построения системы бюджетного управления на предприятии. Иллюстрации: Овчинников И.Н.
Investors are becoming a lot more independent these days. With the stock market sinking and soaring from day to day, retirement plans becoming less certain, and a longer life expectancy in retirement, more people are looking for some control over their investments. If you’re one of them, Investing Online For Dummies, 6th Edition might be just what you’re looking for. The Internet brings a world of investment resources to your desktop, but how do you find your way through the dizzying array of investment possibilities? The Dummies Way, of course! This book helps you set reasonable expectations, assess your risk tolerance, choose an asset allocation, analyze and select investments, and maximize your financial success. You’ll discover how to Determine how much you can afford to invest Choose an online broker Research, trade, and track investments online Measure the potential return of a stock Maximize your investment knowledge and build a profitable portfolio Buy bonds online Understand options, commodities, and IPOs If you’ve decided to take control of your investments but don’t want to make it your full-time job, Investing Online For Dummies, 6th Edition gives you the important information that will also give you confidence. Completely updated to cover all the new online tools and resources, it even provides some bonus assistance on the companion Web site.
Learn to: Establish your financial goals Make smart, profitable investment decisions in any economic climate Diversify your portfolio Conquer investing obstacles Become a savvy investor with this completely revised and updated guide Want to take charge of your financial future? This friendly guide has been thoroughly updated to provide you with the latest insights into smart investing, from weighing your investment options (such as stocks, real estate, and small business) to understanding risks and returns, managing your portfolio, and much more. Get time-tested investment advice – expert authors Eric Tyson and Tony Martin share their extensive knowledge and reveal how to invest in challenging markets Discover all the fundamentals of investing – explore your investment choices, weigh risks and returns, choose the right investment mix, and protect your assets Build wealth with stocks, bonds, and mutual funds – use indexes, understand prices, minimize costs, and diversify your investments Get rich with real estate – find the right property, evaluate the market, finance your investments, work with agents, and close the deal Start, buy, or invest in a business – write a business plan, consider a franchise, and improve profitability Manage education and retirement savings plans – establish your goals, evaluate your investment options, and tame your taxes Investigate the best investing resources – determine which sources on the air, in print, and online offer you valuable information – and which you should avoid Open the book and find: How to develop an investment strategy that fits your goals and personality Recommendations on the best stock, bond, and money market funds The best times to buy and sell stocks and bonds The scoop on exchange-traded and index funds How to make the most of your Tax-Free Savings Account Tips for reading and analyzing financial reports How to make safe and profitable real estate investments