Личные финансы
Различные книги в жанре Личные финансыTrust Me
Con men, swindlers, snake-oil salesmen, carpetbaggers, and plain everyday liars and cheats – these names and the scoundrels behind them have been around for hundreds of years, though their dodges and deceptions have been refined with the passage of time. The worldwide growth of criminal fraud has mushroomed to such a degree that traditional law-enforcement techniques have been unable to cope effectively with the fallout. Criminal fraud is a billion-dollar industry and has become a staple of organized crime rivalling drugs and prostitution as major sources of income. In North America the courts and governments fail to treat these crimes with the seriousness they deserve, often placing the blame on victims, or at the very least making them culpable. Former Calgary police detective and fraud expert Gordon Leek illustrates how a variety of frauds work and how to protect yourself from them, including simple cheque scams, elaborate telemarketing schemes, Internet swindles, and identity theft.
Understanding the Crash
Understanding the Crash starts with a simple question that still haunts us all: What has happened to the world economy? With the kind of striking precision that only graphic nonfiction can provide, Seth Tobocman and Eric Laursen explain just how we got into this mess — and how we can get out of it.Looking back across more than a quarter century, the authors outline the roots of our current economic crisis. They show how the troubles of a working-class community in Cleveland or a newly built suburb of Miami became an international financial crisis, explaining the complex new forms of credit that came into being because of financial deregulation, and how they created an economic whirlpool. From there they discuss how, over the same time span, a smaller and smaller group of people came to control a larger and larger percentage of the world’s money — a result of rising inequality that, combined with the shortage of affordable housing, a decline in real wages, and our unwavering belief in an “ownership society,” impelled poor people into debt. Tobocman and Laursen conclude with a consideration of a restructured financial system and a look toward a culture of sustainability — one that covets real wealth in the form of security, meaningful work, and community.
You Can Buy Happiness (and It's Cheap)
Once, Tammy Strobel and her husband were living a normal middle-class lifestyle: driving two cars, commuting long distances, and living well beyond their means. Now they are living the voluntary downsizing; or smart-sizing; dream. In this book Strobel combines research on well-being with numerous real-world examples to offer practical inspiration. Her fresh take on our things, our work, and our relationships spells out micro-actions that anyone can take to step into a life that’s more conscious and connected, sustainable and sustaining, heartfelt and happy.
The Ten Percent Solution
This short, powerful work is potentially life changing, for it is filled with simple solutions to the difficult problems that confront us ? individually and globally. Marc Allen offers clear, doable solutions to both our personal financial problems and global problems. Key to many of these solutions is both saving and giving away 10 percent of our income, also known as «tithing.» By taking the kinds of actions recommended in this book, we can not only achieve financial security but also contribute substantially to a better world as well.
The Ten-Percent Solution shows us how to become part of the solution, rather than part of the problem. The rewards we receive along the way are limitless ? both personally and globally."
Finances After 55
Make the transition from earning a living to retirement living!
Learn to live comfortably on what you already have.
Create a sound financial plan, step by step.
For retired people and for those who will retire soon.
Retire successfully on what you already have! Living off savings is much different than living from paycheck to paycheck. It requires a different kind of budget and a different financial plan. Don’t be caught off guard when you make the switch, because financial errors at this time can be costly. Finances After 55 is not a “retire rich” investment book. It’s a practical guide that shows you how to take what you have already saved and manage your money and assets to live a full and successful retired life. When you retire (if you haven’t already), you will need a financial plan that takes into account your changing needs. And you’ll need a lot more than just a budget. The plan should include:
an estate plan,
a will,
a power of attorney,
a health-care directive,
an end-of-life plan, and
insurance
With the sound financial planning and budgeting outlined in this book, you can make a successful transition from life with a paycheck to a life with savings..
Taxation of Canadians in America
Are you a Canadian who spends your winters in the southern United States, or occasionally conducts work in the US? Many Canadians do not know that they need a work visa to legally conduct business during their stay in the United States. Even more worrisome is that they don’t know that they may be required to file taxes with the IRS. This law also applies to those telecommuting from the US for Canadian businesses. The consequences of declining to pay taxes or not obtaining a work visa can be severe. One could end up being declared an illegal immigrant and being deported!
Tax Survival for Canadians
When dealing with the CRA, it is advantageous for you to be informed and vigilant of the situation and of all your options. It is important to remember that CRA agents work solely for the CRA; they will not look out for your best interests. By reading Tax Survival for Canadians, you will learn to protect your interests during an audit, how to ask the right questions, and how to utilize the tax laws to work in your favour.
Divorce Dollars
At least 40 percent of all new marriages today will end in divorce. The financial consequences of divorce can be traumatic. Many people who get divorced are left with little money, no income, and no credit rating. In some cases, if one partner looked after all the family’s finances, the other partner is left unprepared and overwhelmed by the financial consequences of divorce. Divorce Dollars is a complete guide to financial planning, demonstrating in a step-by-step manner how to overcome the financial challenges of divorce and lead a financially healthy life. The book addresses everything from dividing the assets to retirement planning. By using examples of real people, Akeela Davis demonstrates how everyone can handle the financial challenges of divorce using careful planning and money smarts.
Законы финансового процветания
Александр Александрович Шерешев
Финансовая грамотность – предмет, который принес бы гораздо больше пользы в повседневной жизни большинству людей, чем уроки химии или географии. Но этой дисциплины до сих пор нет ни в школах, ни в университетах. Чтобы стать финансово обеспеченным, нужно совершать определенные действия, соблюдать конкретные законы. О том, что это за законы и как их соблюдать, и пойдет речь в этой книге.