Home Buying Kit For Dummies. Eric Tyson

      

Home Buying Kit For Dummies®, 7th Edition

      Published by: John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030-5774, www.wiley.com

      Copyright © 2020 by Eric Tyson and Ray Brown

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      Published simultaneously in Canada

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      Library of Congress Control Number: 2020932608.

      ISBN: 978-1-119-67479-5

      ISBN 978-1-119-67481-8 (ebk); ISBN 978-1-119-67482-5 (ebk)

      Home Buying Kit For Dummies®

      To view this book's Cheat Sheet, simply go to www.dummies.com and search for “Home Buying Kit For Dummies Cheat Sheet” in the Search box.

      Table of Contents

      1  Cover

      2  Introduction About This Book: The Eric Tyson/Ray Brown Difference Icons Used in This Book Beyond the Book Where to Go from Here

      3  Part 1: Getting Started with Buying a Home Chapter 1: Deciding Whether to Buy Weighing the Advantages of Owning versus Renting The Pitfalls of the Rent-versus-Buy Decision Chapter 2: Getting Your Financial House in Order Surveying Your Spending Reckoning Your Savings Requirements Protecting Yourself, Your Dependents, and Your Assets Invest in Yourself Chapter 3: What Can You Afford to Buy? Lenders Can’t Tell You What You Can Afford The Cost of Buying and Owning a Home Closing Costs Accumulating the Down Payment Chapter 4: Why Home Prices Rise and Fall What Drives Real Estate Markets and Prices? How to Get a Good Buy in Any Market

      4  Part 2: Financing 101 Chapter 5: Understanding and Improving Your Credit Score The Record You Can’t Ignore: Your Credit Report The Most Popular Kid on the Block: FICO Scores Getting Hold of Your Report and Score Chapter 6: Selecting a Mortgage Getting a Grasp on Mortgage Basics Fixed or Adjustable? That Is the Interest(ing) Question Finding a Fixed-Rate Mortgage Arriving at the Absolute Best Adjustable Locating the Best, Lowest-Cost Lenders Chapter 7: Mortgage Quandaries, Conundrums, and Forms Overcoming Common Mortgage Problems Dealing with Appraisal Problems Those Darn Mortgage Forms

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